Travel Insurance for Heart Diseases | Staysure™

Getting the right travel insurance for a heart disease

Getting the right travel insurance when living with a heart disease can feel like a difficult process. But living with a pre-existing medical condition shouldn’t stop you enjoying your holiday with proper cover.

Having been voted the nation’s Most Trusted Travel Insurance Provider in 2017 and 2018*, we like to do things the right way. We’re sure you do too.

In getting proper cover for your heart disease, you can go away with peace of mind that if anything goes wrong, you’ve got our support.

The worst happens more often than you might think, with 1 in 20 customers claiming on their insurance in 2017.** From losing your luggage to a medical emergency, we like to think having proper cover in place is the key to a happy holiday.

Isn’t it worth doing right?

You can get a tailored travel insurance quote to cover your heart disease online, or talk to us today on 0800 033 4902.

Can I get travel insurance for heart disease?

For us to be able to offer you cover, you need to be able to say yes to all of the following:

  • I am not travelling against the advice of my doctor.
  • I am not travelling after receiving a terminal prognosis, having been given a life expectancy by my doctor or medical professional.
  • I am not travelling with the intention of obtaining medical treatment, tests or a consultation abroad.

You’ll then need to complete our medical screening. The screening process is strictly confidential, takes little time and ensures you’ll be fully covered. In us asking about your medical history, we get to know how your heart disease and any other pre-existing medical conditions affect you.

Other related common conditions that are often declared alongside heart disease include high blood pressure and high cholesterol.

Please make sure you give us thorough and accurate information of your medical history. If you don’t disclose a condition on your policy, this would affect the validity of your cover if needing to claim later down the line.

What questions will I be asked during the medical screening?

The questions you will be asked will vary depending on the type of heart disease you have. We’ll need to know what type of heart disease you’ve been diagnosed with and if you’ve ever been diagnosed with a type of heart condition. Even if you no longer need to see a medical team about it.

This may include the following:

  • Congenital heart disease
  • Coronary heart disease
  • Hypersensitive heart disease
  • Coronary heart disease
  • Ischaemic heart disease
  • Rheumatic heart disease
  • Valvular heart disease

Questions that are often asked about heart diseases include:

  • Have you been told that this condition will require surgery in the future?
  • Have you ever had a heart bypass, an angioplasty or a coronary stent?
  • Have you ever been a smoker?
  • Have you had surgery to repair or replace a heart valve?
  • Do you have any further investigation or treatment procedures planned?
  • Have you ever had an abnormal heart rhythm?

I am awaiting further investigation/surgery, can you still cover me?

If you’re awaiting further investigation or treatment for your heart disease, we may still be able to offer you some level of cover.

It’s important to know that we would have to exclude all of your pre-existing conditions from your travel insurance if you’re awaiting any type of treatment.

We would still be able to cover you for other accidents that are not related to your pre-existing medication conditions, as well as to cover things like lost baggage and delays. But if you had a medical emergency that was caused by any pre-existing condition, including your heart disease, then we would not be able to cover you.

What does our travel insurance cover?

Basic Comprehensive
  • Medical emergencies and repatriation up to £5m
  • Cancellation and cutting your holiday short covered from £500 with optional upgrade to £3,000
  • Baggage claims up to £300
  • Cash lost or stolen up to £250
  • Excess £85 – £100
  • Unlimited medical emergency and repatriation cover
  • Cancellation and cutting your holiday short covered from £5,000 up to £15,000
  • Baggage loss up to £2,500
  • Cash lost or stolen up to £500
  • Legal protection cover of up to £25,000
  • Excess £65

What if I have a medical emergency on my trip?

So long as you’ve fully declared any pre-existing medical conditions on your policy and covered them, then you’ll be covered if an emergency occurs.

Our medical emergency line is on call 24-hours a day and is available worldwide. We’ll help you to find medical help with local doctors if need be, and also act as a translator if necessary.

With the right travel insurance, you’ll have peace of mind that the help is there if the worst happens.

I have been given a terminal diagnosis. Can you still offer me travel insurance?

If you have received a terminal diagnosis, we may be able to cover you depending on your medical circumstances. But, if you’ve received a terminal prognosis (been given a life expectancy by your doctor or medical professional) we cannot offer you cover.

We can signpost you to the British Insurance Brokers Association (BIBA). They may be able to help in finding you an alternative provider.

Get your travel insurance quote for heart disease today

Talk to us today on 0800 033 4902. Or, you can get a quote online in just a few minutes below.

Get Quote

*Moneywise Customer Service Awards 2017 & 2018, based on the biggest survey of financial consumers in Britain.
**5.04% of people claimed on their Annual Travel Insurance Policy in 2017.