Getting the right travel insurance with heart palpitations

Are you looking for travel insurance when you have a heart palpitations condition? With us, you’ll find it’s simple – and it could be less costly than you think.

We specialise in travel insurance for people with medical conditions of all kinds, and heart palpitations (also known as arrhythmia, or irregular heartbeat) is no exception.

It’s your holiday, so we let you tailor your policy. That means you can cover your medical conditions as well as your personal travel needs. You can even choose the level of cover that suits you.

In just a short while, you can be all set to go!

Whatever your holiday plans – you can set off confident that you’re properly covered by the UK’s Most Trusted Travel Insurance Provider.*

Isn’t it worth doing it right?

You can get your tailored quote for heart palpitations travel insurance online, or talk to us now on 0800 033 4902.

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Why do I need travel insurance for heart palpitations?

You might be interested to know that 1 in 20 people claimed on their travel insurance in 2017**. People need to claim more often than you might think.

So, when you’re travelling with heart palpitations or any other medical condition, it’s probably wise to take proper travel insurance with you on your trip. The cost of medical treatment around the world can be horribly steep. Then there are late flights, loss of property and other non-health-related mishaps.

That’s not the sort of thing you want to worry about. With our insurance policies, you don’t have to.

Our travel insurance protects you against medical costs, medical repatriation and many other unwanted surprises. These could include lost luggage, delays, or the loss of personal items such as passports and valuables.

We can’t guarantee that nothing will go wrong on your holiday – but we can cushion you from the cost and the worry if it does.

What does our travel insurance cover?

Basic Comprehensive
  • Medical emergencies and repatriation up to £5m
  • Cancellation and cutting your holiday short covered from £500 with optional upgrade to £3,000
  • Baggage claims up to £300
  • Cash lost or stolen up to £250
  • Excess £85 – £100
  • Medical emergency and repatriation up to £10m
  • Cancellation and cutting your holiday short covered from £5,000 up to £15,000
  • Baggage loss up to £2,500
  • Cash lost or stolen up to £500
  • Legal protection cover of up to £25,000
  • Excess £65

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Do I need to take my European Health Insurance Card (EHIC)?

If your trip is to a country within the EU or Switzerland, Iceland, Norway or Liechtenstein, then yes. In fact, we make it a condition of our insurance that you do take your EHIC with you when travelling to these countries.

If you do need to use your EHIC and you’ve bought your policy with us, then if you’ve still had to pay a subsidised fee for healthcare, we’ll remove the excess fee for medical emergency claims.

But while an EHIC is useful, the NHS advises that you get proper travel cover too. An EHIC is not a travel insurance policy. An EHIC entitles you to reduced-cost and sometimes free medical treatment when you use a state healthcare provider (like our NHS). But that’s all.

It doesn’t cover your flight home if you miss it due to illness, and it doesn’t cover medical repatriation which can be extremely expensive. Nor does it cover all the other bits associated with travel insurance – lost belongings, delays and so on.

Medical screening

To help us provide cover for your heart palpitations travel insurance, first you’ll need the go-ahead to travel from your doctor. We’ll then ask you to complete an online medical screening. You can do this over the phone if you prefer – one of our friendly team will be happy to help you.

What’s in the medical screening?

We’ll just ask you a few simple questions about your heart palpitations and any other medical conditions that you have.

So we can cover your properly, we’ll need you to give full and accurate answers.

If you have a medical condition and you don’t disclose it to us, it would mean you’re not covered if you need to claim.

It will be helpful for you to have details of any medical conditions on hand during the screening process.

Please note: most of the time, heart palpitations are no obstacle to taking a trip away, or to us insuring you if you have the condition. But it’s vital that you get the clearance from your doctor first.

What sort of questions will I be asked?

Obviously, this will depend on your individual medical circumstances. But the sort of questions we may ask you about your heart palpitations / arrhythmia / irregular heartbeat include:

  • How has your condition been treated?
  • How many unplanned hospital visits for your irregular heartbeat have you had in the last 12 months?
  • Are you on medication to thin the blood (excluding aspirin and clopidogrel)?
  • Has your heart rhythm ever caused collapses, faints or blackouts?
  • Have you ever been told that the arteries in your heart are blocked or narrowed?
  • Do you have any further investigation or treatment planned?

Don’t worry – the medical screening doesn’t take long, it’s easy to follow and it’s completely confidential.

You can get your quote online now, or you can call us on 0800 033 4902. We’d love to hear from you.

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I was fitted with a pacemaker last year and would like to travel. My doctor has given me the all clear, will you insure me?

Yes, if your doctor has declared you fit to travel and discharged from your post-op checks, then having a pacemaker won’t be a barrier to getting covered. You’ll need to complete our simple medical screening process, which you can do either online or over the phone.

My doctor has advised me not to travel. But I still want to travel, even if this means a higher premium. Can you help me?

Sorry, sadly we can’t. We can only offer travel insurance cover if your doctor has declared you fit to travel. If in doubt, speak to your doctor about your travel plans.

Sometimes I have blackouts as a result of my abnormal heart rhythm. Could I still be insured for a holiday?

Your doctor needs to state you are well enough for the holiday and confirm that the blackouts are purely as a result of your irregular heart rhythm. Once you have the green light, you can contact us for a personal quote.

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Get your heart palpitations travel insurance quote today

Get a quote in minutes and tailor your quote to you and your family’s medical and travel needs today. Call us on 0800 033 4902 or look online in minutes.

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* Moneywise Customer Service Awards 2017 & 2018, based on the biggest survey of financial consumers in Britain.
** 5.04% of people claimed on their Annual Travel Insurance Policy in 2017.