Neck Problems Travel Insurance

Getting the right travel insurance for a neck problem

Travelling with a neck problem shouldn’t stand in the way of getting proper travel insurance.

Things go wrong on holiday more often than you might’ve realised, with 1 in 20 people claiming on their travel insurance in 2017.* So, it’s always better to be safe than sorry.

Having proper cover in place help reduce the worry that comes with things going wrong, and the strain on your life savings.

Isn’t it worth doing right?

You can get your quote online in just minutes, or one of our friendly team will be happy to help you through the process over the phone on 0800 033 4902.

Why do I need travel insurance for my neck problem?

When you have a neck problem, you may worry that your pre-existing medical condition will affect the enjoyment of your holiday.

While we can’t promise nothing will go wrong on your travels, proper travel insurance can give you the peace of mind that if the worst does happen, you have our support.

We serve as a helping hand when you need it most. That may be one of the reasons we were voted the nation’s Most Trusted Travel Insurance Provider for 2018.**

Problems arising on holiday can vary from lost luggage or a stolen passport, to needing to be flown home as a medical emergency by air ambulance.

After all, we see it that your suitcase isn’t packed properly without quality travel insurance.

Travelling with a tailored policy in place really is the key to a happy holiday.

To declare your neck problem on your travel insurance, we’ll first need you to complete our medical screening process and declare what condition you were diagnosed with that’s causing your neck pain.

The process takes little time at all, and is a straightforward set of multiple choice questions designed for us to understand how your neck problem, and any other pre-existing medical conditions you may have, affect you personally. That way, you’ll be covered properly with a tailored policy that suits your needs.

It’s essential that the answers you provide about your medical history are as thorough and accurate as possible. Failure to disclose important details of your medical circumstances will affect the validity of your policy, should you need to claim further down the line.

What questions will I be asked about my neck problem in the medical screening?

First, we’ll need you to disclose what type of neck problem you have. The types of neck problems we can offer travel insurance for include:

• • Whiplash
  • Spinal cord injury
  • Stiff neck
  • Broken neck
  • Wry neck
  • Neck pain
  • Vertebral fracture

Of course, every individual’s circumstances vary. But the types of questions we ask about neck problems include:

• • In the last 5 years, has this condition affected your ability to wash, dress or feed yourself?
  • Do you take pain relief daily for this condition?
  • Are you awaiting any further scans, injections or surgery for your back or neck?
  • Have you had any unplanned hospital admissions for back or neck problems in the last 2 years?
  • Have you used morphine, MST or prescription skin patches at home in the last 12 months?

What does our travel insurance cover?

Can you fly with a neck injury?

You should get the advice of your doctor if travelling with your neck problem is a worry.

We can only offer you cover if you’re considered medically fit to travel by your doctor.

Your doctor may advise that you take frequent breaks when travelling to stretch and relax your neck muscles. Also, it may be worth keeping your neck supported with a neck pillow if needed.