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Neck problems are a pre-existing medical condition, so it’s important to declare it on your travel insurance.
Things go wrong on holiday more often than you might’ve realised, with 1 in 20 people claiming on their travel insurance in 2018.* So, it’s always better to be safe than sorry.
While we can’t promise nothing will go wrong on your travels, proper travel insurance can give you the peace of mind that if the worst does happen, you have our support.
We serve as a helping hand when you need it most. That may be one of the reasons we’re the nation’s Most Trusted Travel Insurance Provider.**
Problems arising on holiday can vary from lost luggage or a stolen passport, to needing to be flown home as a medical emergency by air ambulance.
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It’s important you declare your neck problem and any other pre-existing medical condition you may have, when taking out a policy with us.
You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your medical travel insurance policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
First, we’ll need you to tell us what type of neck problem you have. The types of neck problems we can offer travel insurance for include:
Of course, everyone’s individual circumstances vary. But the types of questions you can expect to be asked about neck problems include:
You should get the advice of your doctor if travelling with your neck problem is a worry.
We can only offer you cover if you’re considered medically fit to travel by your doctor.
Your doctor may advise that you take frequent breaks when travelling to stretch and relax your neck muscles. Also, it may be worth keeping your neck supported with a neck pillow if needed.
Whenever you need us, our 24/7 claims team is here for you.
View claims information95%
of claims paid in 5 working days^* As provided by our underwriter
** Based on most ‘Excellent’ Trustpilot reviews of any travel insurance provider
*** 2019 British Travel Awards
Based on more Trustpilot reviews than any other travel insurance provider.
