Need help? Find out more about our Covid Cover, how to update your policy online & the latest travel updates in our Covid Help Centre

Neck Problems Travel Insurance

Be properly covered for your holiday when you have a neck problem. With tailored travel insurance, you can travel knowing you have our support.

Find out about our travel insurance options below.

 

When you’re ready, get your quote online or give us a call today.

Get Quote

Thanks for making us No1
on Trustpilot

We've got more Trustpilot reviews rated 'Excellent' than any other travel insurance provider!
Trustpilot
older couple exploring on holiday cruise

Why do I need travel insurance for my neck problem?

Neck problems are a pre-existing medical condition, so it’s important to declare it on your travel insurance.

Things go wrong on holiday more often than you might’ve realised, with 1 in 20 people claiming on their travel insurance in 2018.* So, it’s always better to be safe than sorry.

While we can’t promise nothing will go wrong on your travels, proper travel insurance can give you the peace of mind that if the worst does happen, you have our support.

We serve as a helping hand when you need it most. That may be one of the reasons we’re the nation’s Most Trusted Travel Insurance Provider.**

Problems arising on holiday can vary from lost luggage or a stolen passport, to needing to be flown home as a medical emergency by air ambulance.

Get Quote

Why Choose Staysure?

Emergency medical cover abroad for COVID-19

Emergency medical cover abroad for COVID-19

Easy to access and amend your policy online

Easy to access and amend your policy online

We’ve given over 8m people peace of mind

We’ve given over 8m people peace of mind

Data covers Jan 2005 - Jan 2021
Calls are FREE to our UK Contact Centres

Calls are FREE to our UK Contact Centres

“Without Staysure, we would’ve lost so many precious memories as a family.”

Watch
Melissa's story

Should I declare my pre-existing medical conditions on my travel insurance?

It’s important you declare your neck problem and any other pre-existing medical condition you may have, when taking out a policy with us.

You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.

It’s important that all pre-existing conditions are declared on your medical travel insurance policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

Policies that suit your needs

  • No upper age limit
  • Best Travel Insurance Provider 2019***
  • Simple online quote process
  • Flexible cover options to suit your needs

What's Covered?

Basic Comprehensive
Medical emergencies and repatriation
Up to £5 million Unlimited
Cancellation
Up to £500 Up to £5,000
Cutting your holiday short
Up to £500 Up to £5,000
Baggage claims
Up to £300 Up to £2,500
Cash lost or stolen
Up to £250 Up to £500
Personal liability
- Up to £2 million
Legal protection cover
- Up to £25,000
End Supplier Failure
- £3,000
Excess
£85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Basic Comprehensive
Medical emergencies and repatriation Up to £5 million Unlimited
Cancellation Up to £500 Up to £5,000
Cutting your holiday short Up to £500 Up to £5,000
Baggage claims Up to £300 Up to £2,500
Cash lost or stolen Up to £250 Up to £500
Personal liability - Up to £2 million
Legal protection cover - Up to £25,000
End Supplier Failure - £3,000
Excess £85-£100 £65

Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.

Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.

Optional extras

100 Day Upgrade
Available on Comprehensive Annual policies only
If you’re 70 and under, you can extend your 50 day trip duration limit to 100 days for one trip.
Cruise Plus Cover
Available on Comprehensive policies only
Off on a cruise holiday? This covers things like not being able to dock at a scheduled port due to bad weather, and cabin confinement.
Excess Waiver
Available on Comprehensive policies only
If you need to make a claim, having an Excess Waiver means you won’t have to pay any excess from your own pocket for each item you’re claiming for. This can’t be added retrospectively and does not apply to Terrorism Cancellation, Car Hire Excess Waiver or Gadget cover.
Gadget Cover
Available on Comprehensive policies only
This cover is available for an unlimited number of gadgets for up to £2,000 for things like: accidental loss or theft, accidental or malicious damage, liquid damage, unauthorised call, text or data usage.
Golf Cover
Available on Comprehensive policies only
Cover your golf equipment, emergency equipment hire, non-refundable golfing fees and hole-in-one cover. Available when playing non-professionally only.
Single Item Cover
Available on Comprehensive policies only
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000. To do this you’ll need to describe the item you’re covering and Single Item cover can’t be added retrospectively.
Winter Sports
Available on Comprehensive policies only
This add-on can help if you have a medical emergency while taking part in winter sports activities. It can also help reclaim expenses when you lose or damage your ski equipment as well as cover the costs of unused ski passes, piste closures and avalanches. Winter sports cover is already included as standard when you choose a Comprehensive Annual policy and covers you for two trips, up to a total of 21 days.

Excellent

"Very happy with a straighforward process. Good range of options available and very easy to enter the pre-existing medical conditions. Great cover provided at a good price"
"Always good value and easy to use and will cover medical conditions if needed"
"Quick and easy to navigate the site and great prices, we always use this company and won't be changing, great value"

People also asked

First, we’ll need you to tell us what type of neck problem you have. The types of neck problems we can offer travel insurance for include:

  • Whiplash
  • Spinal cord injury
  • Stiff neck
  • Broken neck
  • Wry neck
  • Neck pain
  • Vertebral fracture

Of course, everyone’s individual circumstances vary. But the types of questions you can expect to be asked about neck problems include:

  • In the last 5 years, has this condition affected your ability to wash, dress or feed yourself?
  • Do you take pain relief daily for this condition?
  • Are you awaiting any further scans, injections or surgery for your back or neck?
  • Have you had any unplanned hospital admissions for back or neck problems in the last 2 years?
  • Have you used morphine, MST or prescription skin patches at home in the last 12 months?

You should get the advice of your doctor if travelling with your neck problem is a worry.

We can only offer you cover if you’re considered medically fit to travel by your doctor.

Your doctor may advise that you take frequent breaks when travelling to stretch and relax your neck muscles. Also, it may be worth keeping your neck supported with a neck pillow if needed.

Get Quote
Related Documents
Policy Documents Key Facts
Previous Versions
Claims

Whenever you need us, our 24/7 claims team is here for you.

View claims information

100%

of claims are progressed to decision stage within 2 days of receiving all documents

* As provided by our underwriter
** Based on most ‘Excellent’ Trustpilot reviews of any travel insurance provider
*** 2019 British Travel Awards

1 - Discount applies to base price only, does not include medical or add ons. Offer ends 28/2/22

Based on more Trustpilot reviews than any other travel insurance provider.