Why do I need travel insurance to cover osteoporosis?

When living with osteoporosis, you might worry that the condition will affect your travels. We’re here to reassure you that there’s help if you need it.

With the right cover, we’ll serve as a helping hand where needed, whether that be with medical assistance or stolen luggage. We like to do things the right way, and we’re sure you do too. We think that might be why we were voted the UK’s Most Trusted Travel Insurance Provider by Moneywise in 2018.*

With the right cover, you can relax when you’re away, knowing that osteoporosis is covered, for you to enjoy your holiday.

You can get a tailored travel insurance quote to cover osteoporosis online, or talk to a helpful team member today on 0800 033 4902.

How do I declare osteoporosis on my policy?

When getting a quote for your insurance with us, you’ll be asked if you have any pre-existing medical conditions. Here, you’ll complete the medical screening process.
You’ll be asked to tell us about your osteoporosis and how this affects you. The information you give us will be treated confidentially and makes sure your policy is tailored to your needs.

If you have a medical condition and you don’t tell us about it, it won’t be included in your policy. If a medical condition is missing from your policy, this means you will not be covered for it if you need to claim.

It’s best to have your medical history, of the past 2 years, to hand so that the information you give us is accurate. We’ll also need to know if you have ever had heart or circulation related conditions.

What does our travel insurance cover?

Basic Comprehensive
  • Medical emergencies and repatriation up to £5m
  • Cancellation and cutting your holiday short covered from £500 with optional upgrade to £3,000
  • Baggage claims up to £300
  • Cash lost or stolen up to £250
  • Excess £85 – £100
  • Medical emergency and repatriation up to £10m
  • Cancellation and cutting your holiday short covered from £5,000 up to £15,000
  • Baggage loss up to £2,500
  • Cash lost or stolen up to £500
  • Legal protection cover of up to £25,000
  • Excess £65

What questions will I be asked during the screening process?

The questions we ask about your osteoporosis might include:

  • How many broken bones and/or fractures have you had in the last 5 years?
  • Have you had any spinal and/or compression fractures AFTER you were diagnosed with this condition?
  • In the last 5 years, has this condition affected your ability to wash, dress or feed yourself?
  • Do you take pain relief daily for this condition?
  • Have you had any unplanned hospital admissions for back or neck problems in the last 2 years?

We like to take the time to make sure everything is covered, just to be on the safe side. But don’t worry, the process is easy to follow and strictly confidential.

You can get a quote online now, or you can call us today on 0800 033 4902.

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Do I need to take a European Health Insurance Card (EHIC) with me?

Yes. It’s a condition of our insurance that you take an EHIC if your trip is to a EEA country (all EU members as well as Iceland, Norway, Liechtenstein and Switzerland.)

An EHIC may entitle you to subsidised or free health care services while you’re away.

But although it’s essential you have an EHIC, it doesn’t serve as an alternative to good travel insurance.

An EHIC won’t cover any lost possessions, travel delays or medical repatriation (being flown home as a medical emergency.)

So, although an EHIC is a requirement of our policy if you’re travelling to Europe, it’s not an ‘instead of’ travel insurance. It’s always best that you’re covered properly, just in case the worst happens when you’re away. After all, 1 in 20 people claimed on their travel insurance in 2017.** So, it’s more common than you might think.

Get your travel insurance quote today

Give us a call today on 0800 033 4902. Or, you can get a quote online in just a few minutes below.

 

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* Moneywise Customer Service Awards 2017 & 2018, based on the biggest survey of financial consumers in Britain.
** 5.04% of people claimed on their Annual Travel Insurance Policy in 2017.