Is sciatica a pre-existing medical condition?

Sciatica is considered a pre-existing condition so it’s important to tell us about it. If your sciatica is found to be caused by an underlying condition, you’ll need to tell us about that too.

By having sciatica covered on your policy, you can be reassured that if the worst happens when you’re away, you’ve got our support.

It might not even be a medical related problem that could occur when you’re away. Stolen passports or luggage and flight delays are all unexpected instances that can disrupt holiday bliss.

Things can go wrong when you least expect it, with 1 in 20 people claiming on their travel insurance in 2017.* So, it’s more common than you might have realised.

Find out more about what travel insurance is available when you’re living with sciatica below. When you’re ready, you can either get a quote online or call us on 0800 033 4902.

How do I declare sciatica on my travel insurance?

To help us to make sure your conditions are covered, we’ll first need you to complete our medical screening process.

This isn’t a complex or invasive exam, but instead a few questions designed for us to understand how sciatica (and any other medical conditions you may have) affect you personally.

The screening is entirely confidential and won’t take long. It’s designed with you in mind, to make sure your policy is tailored to you and your needs. After all, what’s a good holiday without good travel insurance?

What questions will I be asked in the medical screening?

The questions we ask will depend on your personal circumstances, but the type of questions we ask about sciatica include:

  • In the last 5 years, has this condition affected your ability to wash, dress or feed yourself?
  • Do you take pain relief daily for this condition?
  • Have you had any of these treatments for your back or neck in the last 12 months?
  • Are you awaiting any further scans, injections or surgery for your back or neck?
  • Have you had any unplanned hospital admissions for back or neck problems in the last 2 years?
  • Have you used morphine, MST or prescription skin patches at home in the last 12 months?

What does our travel insurance cover?

Basic Comprehensive
  • Medical emergencies and repatriation up to £5m
  • Cancellation and cutting your holiday short covered from £500 with optional upgrade to £3,000
  • Baggage claims up to £300
  • Cash lost or stolen up to £250
  • Excess £85 – £100
  • Medical emergency and repatriation up to £10m
  • Cancellation and cutting your holiday short covered from £5,000 up to £15,000
  • Baggage loss up to £2,500
  • Cash lost or stolen up to £500
  • Legal protection cover of up to £25,000
  • Excess £65

What if I have a medical emergency on my trip?

So long as you’ve fully declared any pre-existing medical conditions on your policy, including sciatica, and covered them, then you’ll be covered if a medical emergency occurs.

Our medical emergency line is on call 24-hours a day. We’ll help you to find medical help with local doctors if need be, and also act as a translator if necessary.

With the right travel insurance, you can be reassured that if the worst happens, you’re in the hands of the Most Trusted Travel Insurance Provider.**

Get your travel insurance quote for sciatica today

Talk to us today on 0800 033 4902. Or, you can get a quote online in just a few minutes below.

Get Quote

* 5.04% of people claimed on their Annual Travel Insurance Policy in 2017.
** Moneywise Customer Service Awards 2017 & 2018, based on the biggest survey of financial consumers in Britain.