Travel Insurance

To be covered, you need to have received all doses of the COVID vaccine that you’ve been offered, including any booster jabs.

You can also be covered if you can’t have the vaccine due to a medical exemption.

If you have refused any doses of the COVID vaccine or any booster jab, then you won’t be covered for COVID related claims.

With no upper age limit on Single Trip Travel Insurance policies, you could insure the whole family with us.

It’s also sometimes cheaper to book together as families and couples living at the same address get an automatic discount applied.

Making sure your whole family is covered with your policy also helps to protect you if a family member falls ill due to unforeseen circumstances.

When it comes to travel insurance, it’s worth doing right and making sure you and your family are covered properly.

We consider all pre-existing medical conditions for cover.

Your conditions can be added through our quick and easy online medical screening or through our UK Contact Centres which are open seven days a week.

If you have any pre-existing conditions, it’s important that they are declared on your policy. If something changes with your conditions before your policy starts, you also need to let us know.
This will make sure you are properly covered and help you to avoid large medical bills if you need treatment in another country.

Whether you have high blood pressure, diabetes, cancer or anything else, you must let us know.

You can travel with a single trip policy to multiple destinations, as long as all the destinations you’re visiting are listed on your Validation Certificate.

So, if you’re visiting Canada and hopping over the border to the USA in one trip, you’ll be covered as long as you let us know.

For individual trips, you can get travel up to 104 days on our standard policies.

Planning a longer holiday? Take a look at our long stay cover to see how long you can be covered.

You can buy a policy from us up to 18 months before you travel.

It’s worth booking your policy early to make sure you’re covered for cancellation - as leaving things till the last minute may mean that you’re not covered.

You should be covered to visit most destinations across the globe, as long as the country you’ve chosen is safe to visit.

To check your destination is safe to visit, take a look at the FCDO’s travel advice. The FCDO’s advice may change, so make sure you check it’s safe to travel before you set off.

If the FCDO, World Health Organisation or local authorities have advised against all or all but essential travel to your destination, it wouldn’t be safe for you to travel.

If you travelled against the FCDO’s advice, your policy would become invalid and wouldn’t cover you if you needed to claim. Even if advice changes while you’re on holiday, you won’t be covered if your destination was listed as unsafe when you travelled.

You can declare your medical conditions through our online medical screening process, which is a straightforward set of questions for us to understand how your medical condition affects you. Or, if you prefer, you can complete the medical screening over the phone.

It’s important that all pre-existing conditions are declared on your medical travel insurance.

This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.

Travel experts say you should buy a travel insurance policy as soon as you have a trip booked. With single trip travel insurance you’re covered as soon as you take out your policy.

Travel insurance can help to cover your holiday at home or abroad in case unexpected things go wrong, like cutting your holiday short or needing emergency medical help.

If the unexpected happens, you could save thousands just by having a travel insurance policy.

The new system for international travel doesn’t tell you whether you can go on holiday to a certain destination, or whether your travel insurance will be valid for your trip.

The simplified system replaced the traffic light system on 4 October, and sets out the guidelines to follow for travellers returning to England. Guidance depends on your vaccination status and the country you have visited, with leaner rules in place for fully vaccinated travellers. Read more about the new covid travel rules for England.

Our European FCDO Travel Advice Extension add-on allows you to travel with cover, even when the FCDO advises against ‘all but essential travel’. 74% of our customers paid less than £5 for this add-on to their European policy!**

Isn’t it worth doing right?