Heart condition travel insurance

At Staysure we can provide specialist travel insurance for pre-existing medical conditions including cover for several heart conditions such as angina, atrial fibrillation and other cardiac complaints including after a heart attack.

Not everyone is in perfect health; that’s why we partner with an underwriter that understands the cover required for travelling with a heart condition. We make it our business to consider your specific pre-existing medical condition so that you can enjoy your holiday, safe in the knowledge that you are properly insured should the unforeseen happen.

If you have any questions our insurance specialists will gladly help – simply call 0844 692 8444^ or get a quote online in minutes.

Why do I need travel insurance that covers my heart conditions?

When it comes to your health, no one likes the unexpected, especially when you’re in a foreign country, so being prepared and having adequate cover for your condition from a specialist insurer is the key to relaxing and enjoying your holidays.

Our cover not only offers good value for money with the medical benefits you’d expect, it also includes cover for travel delays, legal expenses and the loss or theft of your passport or other personal belongings from the moment you leave home to when you return, giving you peace of mind for your entire trip.

When you phone for a quote, having the following information ready will speed up the process:

  • The specific name of your heart condition
  • The names and dosages of the medications you are taking
  • Medical history documents, to help with dates – such as when you had your heart attack and the dates of subsequent treatment.

Tips for travelling with a heart condition

  • First, check with your doctor who will advise whether you are fit to travel
  • Make sure you have not been too ambitious in your destination choice – avoid hills, accommodation with difficult access, excessively high or low temperatures and high altitudes where oxygen levels could cause breathlessness
  • Check out how to get sufficient medical facilities in or near to your destination
  • Bring all the medication you may require, plus 50% more to provide for any unforeseen circumstances and always carry extra in your hand luggage in case you are delayed or your suitcase gets lost when you arrive at your destination. Remember, the European Heath Insurance Card (EHIC) is not a substitute for travel insurance and will not always cover you for all the costs of treatment you may be entitled to in the UK. It is vital to get your own specific travel insurance for all the other standard cover benefits, as well as to pay for repatriation and other unexpected costs which can run into hundreds of thousands of pounds
  • If you are flying, consider getting help at the airport terminal to carry bags or arrange early boarding
  • Heart conditions can give rise to deep vein thrombosis (DVT). Take a look at our page on helping to prevent DVTs while travelling
  • If you have a pacemaker or implantable cardioverter-defibrillator (ICD), you will need to tell security staff that you have one as it could set off the metal detector alarm. Remember also, to bring your device’s identification card with you
  • Always carry your travel insurance documents with you in case of an emergency.

Common questions about travel insurance for heart conditions

  • Can I get travel insurance after a heart attack?

    Yes, we are willing to consider any condition on a case by case basis, meaning it is possible to get travel insurance after a heart attack. Before considering you for cover, your GP must state you are fit to travel, then you can apply for a quote.
  • I had a coronary angioplasty procedure last month, will you still be able to insure me for a holiday abroad?

    Your doctor would need to give you the green light to travel first, but this is a condition we would consider covering. An additional premium may be charged. Find out more by phoning our travel insurance experts or getting a personal quote online. Please note, our underwriters consider cover on a case by case basis.
  • Can I fly with heart failure?

    Yes, if your previous heart failure is now well-controlled you should have no problems, however you should discuss your plans with your doctor first. If you have new or worsening symptoms, your doctor may recommend supplemental oxygen for your flight or that you do not fly.

    If you have had a device such as a pacemaker, CRT or ICD implanted, then you should inform security personnel beforehand.

  • I’m waiting for test results, I’ve already taken out insurance with Staysure but do I need to let you know if there are any changes?

    You must contact our medical screening department by phoning 0844 692 8418^. A member of the team will assess if we are able to continue providing you with cover under your existing policy. It could mean that we charge you an additional premium or that we are unable to provide cover – so it’s important you phone us as soon as possible.
  • I’m taking medication for high blood pressure, what happens if I lose it?

    If you’ve taken out our Comprehensive policy, we can help you replace any lost medication you need while on holiday. However, make sure you make a list of all the medication you require, as this will help speed up the process.
  • What happens if I need to see a doctor while abroad?

    You can call Staysure Assistance where a team of trained nurses and technical support staff are on call 24-hours a day. They will help arrange emergency treatment with local doctors and provide translation services, if you need them. In addition, you can reverse the charges when calling us.
  • Do I need travel insurance if I’ve already got a European Health Insurance Card (EHIC)?

    If you’re travelling to a European Union country, it’s strongly advisable to have an EHIC – simply apply online or by calling 0300 330 1350. This will entitle you to benefit from the reciprocal health agreements that exist between EU countries as well as Iceland, Norway, Switzerland and Liechtenstein. However, the EHIC only offers the same care that’s available to citizens of the country you’re visiting. Plus, it will not cover costs such as being flown back home if you miss your flights or need additional accommodation due to a prolonged hospital stay.

Travel Insurance for Heart Conditions

Apply for your instant online heart conditions travel insurance quote or call our specialists on 0844 692 8444^.

All travel insurance provided by Staysure is subject to agreement from our underwriter. Terms and conditions apply, details of which can be found within the Policy Document.

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^Calls cost 7p per minute from a UK landline plus your phone company’s access charge