Parkinson's Travel Insurance

Getting the right travel insurance for Parkinson’s disease

Finding the right travel insurance when living with Parkinson’s can feel daunting. But it really needn’t be.

By tailoring your policy to meet your needs, whether medical or holiday related, you can go away with the reassurance that you’re covered by the Most Trusted Travel Insurance Provider.*

Get your tailored quote in minutes online, or talk to us on 0800 033 4902.

Why do I need travel insurance for Parkinson’s disease?

When living with any medical condition, it’s always best to be properly covered when you’re off on your travels and Parkinson’s is no different.

Just in case the worst happens at a time you’re meant to be carefree and enjoying yourself.

From flight delays, lost luggage or a stolen passport to a medical emergency, it’s always best to be safe than sorry.

After all, you might be surprised to know that 1 in 20 people claimed on their travel insurance in 2017**. So, it’s more common than you might have realised.

When travelling with Parkinson’s disease, having the right cover in place can give you that peace of mind that if the worst happens, you’ve got our support.

To help us provide your cover, your doctor must declare that you’re fit to travel, and you will need to complete a medical screening. You can do it online, or over the phone with the help of one of our friendly team.

What does our travel insurance cover?

How do I declare Parkinson’s on my travel insurance?

To get the right travel insurance for your medical condition(s), we’ll first need you to complete our medical screening process.

The questionnaire is multiple choice and you won’t be rushed. Instead, it’s just a few questions about how your Parkinson’s, and any other conditions you have, affect you. The medical screening helps us to understand your medical history, and how we can tailor your policy to your needs.

The medical screening process is completely confidential. Please make sure the answers you give us are as accurate and thorough as possible. If you don’t disclose all the conditions that you have, this will affect the validity of your policy and your ability to claim further down the line.

What questions will I be asked during the medical screening?

The questions we ask will vary depending on your circumstances, but the types of questions you can expect for Parkinson’s include:

• Do you require assistance with eating or dressing or washing?
• Do you currently use any mobility aids?
• How many unplanned hospital admissions have you had for this condition in the last 12 months?
• Has this condition caused any difficulties with swallowing?

I use a mobility scooter for my Parkinson’s. If I’m using it abroad and I have an accident, will I be covered?

You will be medically covered if you have an accident when using your mobility scooter, if you have fully disclosed and covered your pre-existing medical conditions.

But we can’t provide Personal Liability (for injury to a third party or damage to property) cover if an accident occurs when using a mobility scooter.

Please note: we are not able to cover the mobility scooter itself if it is lost or damaged.

Can you fly with Parkinson’s?

Yes, by law it is illegal for airlines to refuse a booking on the grounds of disability.

Flying with Parkinson’s is certainly possible, but will depend on the severity of your condition and how flying will affect your personal comfort.
Some prefer travelling by boat or train, as planes have limited room.

Many airlines will let you pre-book your seat on the plane. This may work to your advantage, as choosing an aisle seat will give you more legroom. You may also prefer to be seated closer to a toilet.

Some airlines will charge extra for pre-booking seats, so if you’re unsure, contact them before booking your trip.

Do I need a European Health Insurance Card (EHIC) when travelling with Parkinson’s?

If you’re travelling to an EEA country (all EU members, plus Iceland, Liechtenstein, Norway and Switzerland), it is a condition of our insurance that you take an EHIC with you on your travels.

An EHIC entitles you to free or subsidised healthcare when using the country’s state healthcare provider.

But although an EHIC may entitle you to reduced healthcare costs, it doesn’t replace the value of proper travel insurance.

An EHIC won’t cover you if you lose your passport, if your luggage is stolen or if your flight is delayed. Nor will it cover holiday cancellations or being flown home by air ambulance because of a medical emergency.

So, while an EHIC is a vital part of our travel insurance, it doesn’t serve as an alternative to it. An EHIC isn’t an insurance policy.

Isn’t it worth doing right?

To choose the travel insurance cover that’s just right for you, simply talk to us for free on 0800 033 4902 or get a quote online.