Cruise travel insurance
While it’s exciting to think about the beaches, restaurants, shore excursions, shopping and everything else that makes a cruise great, it’s vital that a few minutes are spared to think about protecting yourself and your holiday with a quality travel insurance policy.
Staysure is often able to provide you with a policy to meet your needs. To discuss what options are available to you why not call our insurance specialists free on 0800 033 4902 or get a quote online in minutes.
Do you need cruise travel insurance?
Many cruise operators and agents require you to have cover in place before they will allow you to board making a quality insurance policy the first step to smooth sailing on your cruise holiday.
Trip interruptions, cancellations, delayed or lost baggage, emergency medical treatment and missing your departure can all require you to dig deep into your pocket if you’re uninsured. The good news is that these are usually covered with a quality cruise travel insurance policy, making it an essential peace of mind purchase to ensure you fully enjoy your travels.
Cruises are a chance to relax while soaking up the sun or catching up on a novel but they also offer unique opportunities to participate in new sports and activities. If you are the latter you’ll be pleased to know that Staysure’s travel insurance can cover you for a multitude of sports and activities including scuba diving, snorkelling, safaris, fishing, water-skiing and much more. You can check the full list in our Policy Document.
Getting the right cover for your medical conditions
If you have an existing medical condition then a quality travel insurance policy is vital. Medical treatment abroad can be expensive and when it comes to cruises, this cost can increase significantly if an emergency docking or a helicopter evacuation is required to get you to a hospital.
Basic Travel Insurance covers medical emergencies and repatriation up to £5m and includes cover for cancellation, curtailment and trip interruption up to £500.
Comprehensive Travel Insurance includes cover for medical emergency and repatriation of up to £10m as well as cancellation, curtailment and trip interruption up to £5,000.
Staysure will consider all medical conditions and offers a simple online screening process. You can also call our travel insurance team free on: 0800 033 4902.
Common questions about cruise travel insurance
Will I need cruise travel insurance for a ferry crossing?
- No, a cruise for insurance purposes is regarded as a ‘trip on ocean or river cruise-ships/boats’.
Can I get travel insurance for a river cruise?
- Yes, you’ll need to declare that you’re going on a river cruise holiday when applying for a quote to make sure you’re covered.
If I’m on a European cruise, does my EHIC card cover me for emergency medical care?
- The EHIC gives you access to free or reduced cost emergency medical care in the European Economic Area. However, only a certain level of care is offered and it doesn’t provide any cover for events such as cancellations or emergency repatriation.
When should cruise travel insurance be purchased?
- Travel insurance should ideally be purchased as soon as you book your cruise holiday to help ensure you are covered for cancellations. Single Trip policies from Staysure can be up to 13 months in advance, perfect for cruise holidays planned well in advance. Annual Multi-Trip insurance, which can include cover for any cruise trips taken over the course of the year, can be purchased up to 90 days in advance.
Cruise Travel Insurance
Get a cruise travel insurance quote online in just minutes or call our travel insurance team free on 0800 033 4902.