Getting the right Epilepsy travel insurance

Epilepsy is a relatively common condition, so it shouldn’t interfere with your trips away.

Getting proper travel insurance with epilepsy shouldn’t be difficult either. With us it’s simple – you can be sorted in just a few minutes.

Whether you’re globetrotting, taking a cruise, or dashing away for a continental weekend, you can go with confidence, knowing you’re covered by the UK’s Most Trusted Travel Insurance Provider*.

You can get your tailored quote for epilepsy travel insurance online, or talk to us now on 0800 033 4902.

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Why do I need travel insurance for epilepsy?

When you have a condition such as epilepsy and want to travel, proper holiday insurance is a wise investment.

Not least because the cost of medical treatment around the world can be shockingly steep. It’s always best to be prepared given the unpredictable nature of the condition.

Good travel insurance also helps protect you against unwelcome surprises such as flight cancellations, lost luggage delays and loss of personal items such as passports, money or valuables when you’re on your trip.

Surprisingly, having to claim on your insurance is more common than you might think. In 2017, 1 in 20 people claimed on their Annual Travel Insurance**.

A tailored travel insurance policy provides you with confidence that you’re covered as well as having a practical value if something actually does go wrong.

What does our travel insurance cover?

Basic Comprehensive
  • Medical emergencies and repatriation up to £5m
  • Cancellation and cutting your holiday short covered from £500 with optional upgrade to £3,000
  • Baggage claims up to £300
  • Cash lost or stolen up to £250
  • Excess £85 – £100
  • Medical emergency and repatriation up to £10m
  • Cancellation and cutting your holiday short covered from £5,000 up to £15,000
  • Baggage loss up to £2,500
  • Cash lost or stolen up to £500
  • Legal protection cover of up to £25,000
  • Optional upgrades for cruise, golf and more
  • Excess £65

When do I have to declare epilepsy?

With our travel insurance, if you have any pre-existing medical condition where you’ve either had symptoms or follow up appointments in the past two years, then you’ll need to tell us about it.

If you haven’t been taking any medication, or had any symptoms or follow ups in the past two years, then you don’t need to tell us about your epilepsy, or declare it on your travel insurance with Staysure.

This is because in the event of a medical claim, we’ll need to compare your medical history for the past two years against the conditions you’ve declared and covered with your policy. If everything matches, then we’ll know that we provided the right level of cover for you and can accept your claim.

What’s in the medical screening?

To find out more about how your pre-existing conditions affect you, we’ll simply ask you some questions about your epilepsy and any other medical conditions you have. We’ll need you to give full and accurate answers. That way we can cover you properly.

To help you, you might want to have details of any medical conditions from the past two years on hand during the process.

Don’t worry – the medical screen is completely confidential and it won’t take long.

What sort of questions will I be asked?

Questions we’ll ask you may include:

  • How long ago was your first seizure?
  • How many (if any) seizures causing loss of consciousness have you had in the last six months/four weeks?
  • How many (if any) unplanned hospital admissions have you had in the last year that related to your condition?
  • How many (if any) different medicines do you take?
  • If you your epilepsy is symptomatic, is it caused by a tumour, head injury or brain haemorrhage?

You can get your quote online now, or you can call us 0800 033 4902.

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Sometimes I lose consciousness during a seizure. Would this prevent me from getting insured?

Not necessarily.

If your doctor has declared you fit enough to travel (or would do if you asked them), then we can consider you for medical travel insurance.

Since epilepsy can affect people in many different ways. we consider each person on a case-by-case basis.

My doctor has advised me not to travel due to my fits. However, I don’t mind paying a higher premium. Can you insure me?

If your doctor has told you that it’s unsafe for you to travel, then any travel insurance policy you buy would be invalid.

That’s because it’s important to us to make sure that you’re safe and aren’t putting yourself in danger.

We can only provide you with travel insurance if your doctor has declared you fit enough to travel. If in doubt, speak to your doctor about any potential travel destinations and where you can travel.

Do I need to take a European Health Insurance Card (EHIC)?

If you’re travelling within the EEA (EU countries plus Switzerland, Liechtenstein, Norway and Iceland), then yes.

In fact it’s a condition of our insurance that you take an EHIC within these countries.

But while an EHIC is useful, the NHS advises that you get proper travel cover too. An EHIC is not a travel insurance policy.

An EHIC entitles you to subsidised or free healthcare in most European countries when you use a state healthcare provider (like our NHS). This covers all EEA countries (please note, though: even within the EEA, a few places such Jersey and Monaco, don’t accept an EHIC).

However, an EHIC does not mean you’re covered for any incidents that aren’t directly related to medical treatment. It won’t help if you lose belongings, experience delays or have to cancel or break off your trip. Nor will it cover you if you need medical repatriation and that can be heartbreakingly expensive.

But if you do need to use your EHIC, and you’ve bought your policy with us, then if you’ve still had to pay a subsidised fee for healthcare, we’ll remove the excess fee for medical emergency claims.

I took out medical travel insurance with Staysure, and have recently been diagnosed with epilepsy. Do I need to let you know about changes to my health?

If there’s any change to your medical circumstances, whether it’s related to epilepsy or another condition, it’s likely to affect your travel insurance policy with us.

It may mean that you’re not properly protected if you don’t update your details. Updating your details may mean an additional premium to make sure you’re covered.

So to make sure your policy is not valid, please give our customer services team a quick call to update your details.

Get extra cover with your tailored policy

When you’re buying travel insurance, a competitive price always helps. But what’s most important is being sure you’ve really have the right cover if you need it.

So what if you need something extra? If you’ve chosen Basic level cover, you may want to think about tailoring your plan to increase your cover where it’s needed. You can do this during the quote process.

Or to set your mind at further ease, you may want to consider Comprehensive insurance. As well as the essentials, it’s got pretty much all the trimmings you could wish for.

What if you want to get a little bit extra adventurous on your holiday? Maybe you’d like to hit the ski slopes or take a golf tour? Or a cruise? We can help with that too. With Comprehensive cover, you can also upgrade to get extra cover for these sort of activities.

That way you can be confident your trip is memorable for all the right reasons, not the wrong ones.

We think travel insurance is worth doing right. Don’t you?

To tailor your travel insurance policy, you can call us for free on 0800 033 4902, or get your quote online.

Get your travel insurance quote today

Talk to us today on 0800 033 4902. Or, you can get a quote online in just a few minutes below.

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* Moneywise Customer Service Awards 2017 & 2018, based on the biggest survey of financial consumers in Britain.

** 5.04% of people claimed on their Annual Travel Insurance Policy in 2017.