Travel insurance for kidney patients

If you are looking for holiday insurance with a kidney condition, whether it be chronic kidney disease, kidney stones or renal failure, you may find it difficult or expensive to find.

At Staysure we appreciate that not everyone is in perfect health; that’s why we partner with an expert underwriter that understands the cover required for travel with kidney problems and we consider all pre-existing medical conditions.

Get a quote online or call our travel insurance team on 0800 033 4902 who will be happy to help.

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Why do I need travel insurance for kidney problems?

If you’re travelling with a pre-existing kidney condition, going uninsured is a false economy as it leaves you exposed to substantial medical bills should you find yourself in trouble when you’re on holiday, a Staysure policy can insure you for medical expenses and repatriation if you have a pre-existing medical condition.

The following are just some of the kidney-related conditions that we will consider providing travel insurance for:

  • Renal failure
  • Kidney stones
  • Chronic kidney disease (CKD)
  • Nephritis

What will I be asked during the screening process?

If you have a kidney problem and are applying for travel insurance, we’ll ask you to complete a simple medical screening questionnaire where we’ll ask the for the following information:

  • What is specific name of the medical condition?
  • Is the function of your kidneys impaired?
  • How often you are being monitored?
  • Are you on dialysis?
  • How many (if any) unplanned hospital admissions for this problem you have had in the last year?
  • Are you currently awaiting a kidney transplant?

If you’ve had a kidney transplant you’ll also be asked:

  • How long it has been since you had your transplant?
  • Have you had any episodes of rejection within the last year?
  • Was the kidney donated by a living donor?
  • Have you been admitted to hospital in the last 12 months for treatment related to your transplant?

Tips for travelling with a kidney condition

  • If you have any concerns about travelling with a kidney condition, speak to your doctor beforehand
  • If you have a history of kidney stones, visit your urologist for advice on travelling, and request medication to cover the eventuality of getting kidney stones again whilst abroad
  • Plan your trip carefully – dialysis patients will need to pick their destinations taking into account dialysis centres in the area and schedule dialysis treatments well in advance
  • Bring enough of your medications to last you your entire trip, and some extra in case of delays or emergencies. Also carry written prescriptions on you just in case
  • Talk to your renal dietitian if you have kidney disease and ask for assistance with planning meals whilst on holiday. Eating a balanced diet which is low in salt and fat can help control blood pressure, helping to prevent CKD from worsening
  • Plan activities and excursions carefully- if walking is an issue, look closely at parking facilities and opt for bus tours and sightseeing that won’t involve a lot of standing around
  • Inform trusted friends or a family member of your travels and leave behind a detailed itinerary to help in the case of any emergency
  • Keep hydrated on holiday by drinking plenty of water, and avoid alcoholic beverages, which will put added strain on your kidneys. If you are living with CKD for example, the National Health Service (NHS) advises not exceeding 14 units of alcohol per week
  • Finally, take out an appropriate travel insurance policy! Emergency medical treatment abroad can run into thousands of pounds, but by taking the right precautions, you could be covered for medical expenses and repatriation as well as baggage loss and cancellations.

Travel Insurance for Kidney Patients

Apply for travel insurance for kidney patients online or call our team on 0800 033 4902.

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*Based on all quotes given between January 2016 – December 2016