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Can I get travel insurance if I have gastric reflux?
Travel can be a meaningful way to enjoy what matters most – time with loved ones, exploring new places, or simply making memories. Living with gastric reflux shouldn’t stand in the way of your next trip.
Because we’re specialists in medical travel insurance, we can often cover gastric reflux. Just let us know about your gastric reflux and any other pre-existing conditions you have when you get a quote.
We know there are extra things to consider when taking a trip with gastric reflux, like managing medication, avoiding food triggers, and staying comfortable during long journey times. But getting great travel insurance doesn’t have to be one of those challenges.
Why get travel insurance for gastric reflux with Staysure?
We’re specialists in covering medical conditions, including gastric reflux
We’re by your side day or night, with specialist medical advisors available 24/7 abroad during your trip
Includes all the benefits of our award-winning travel insurance, with cover for luggage loss, cancellation, and more.
How Staysure gastric reflux cover works in three easy steps
To get cover, you’ll need to declare your gastric reflux to us when getting a quote for travel insurance. We make it easy to tailor a quote to your trip and health.
1. Tell us about your trip
To get started, we’ll need to know:
if you need cover for one trip or multiple trips
who the insurance is for
where you’re going and how long for
2. Let us know about your gastric reflux
Our simple medical screening helps us understand you better.
Some things we’ll ask about include:
your age
any procedures on your food pipe
Don’t forget to let us know about any other pre-existing medical conditions.
3. Get your quote
If you complete the screening and we can cover you, your tailored quote will be available to view online and emailed to you. It includes travel insurance tailored to cover your condition(s).
Explore and choose from three levels of cover to suit your needs (as below).
Choose optional add-ons to tailor your quote to your trip, including winter sports or cruise plus benefits.
We understand the worry of medical emergencies abroad. We’re here 24/7 if you need to access a doctor or emergency care. Our Comprehensive and Signature policies cover you for unlimited medical expenses.
If something goes wrong while you’re abroad, we’ll help get you in safe hands day or night, locating your nearest appropriate services and covering the expense of getting there.
When you’re travelling with gastric reflux, you want to know you’ve got everything you need. But it can be tricky to track down medicines abroad.
If you ever find yourself short while you're away, we’re here to help. We can assist you in locating a nearby pharmacy that stocks your medication, so you’re not left searching in an unfamiliar place.
Just so you know, the cost of replacing medication isn’t something we cover – but we’ll still do what we can to make the process easier.
If your health means you need to cancel or cut your trip short, we’ll get you home safely without the extra expense. That includes travel to the airport, any medical assistance or accommodation you need en route, and cancellation costs up to the agreed amount of your cover level.
We’ll help with:
coordinating care with your medical team back home
accommodation if you need to extend your stay
taking care of your transport arrangements, including travel to your local hospital if needed
rebooking flights and transfers
How much does travel insurance cost with gastric reflux?
Having gastric reflux shouldn’t have to mean paying the highest premium for travel insurance. Our offer is tailored to your individual circumstances and travel plans.
You can find out how much your tailored policy costs in minutes with our simple medical screening when you get a quote.
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA’s medical directory online.
Flexible cover add-ons to suit you
Tailor your insurance to your trip with optional add-ons. Everything you need, covered under one policy.
Many people travel with gastric reflux – even internationally.
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Other conditions we cover at Staysure
We’re experts in travel insurance for pre-existing health conditions. Just let us know about any medical conditions when you apply for a quote. Or contact us to amend an existing policy.
Knowing you’ve taken the time to prepare in advance can help you enjoy yourself during the activities you’ve planned and get the most out of your trip.
Pre-travel checklist for travelling with gastric reflux
If you’ve recently had a procedure on your food pipe (surgery or camera test), speak to your GP first to make sure you’re fit to travel and enjoy your trip. Make sure you declare any procedures to us.
Consider your destination – research the cuisines of different countries and choose somewhere suitable for you, considering any food triggers.
Leave plenty of time to prepare enough medication for the entire trip with extras in case of delays or losses.
If you’re taking over-the-counter medicines for reflux, make sure you know what they’re called in the country you’re going to, in case you need to get more.
If you take any prescription medication, make copies of your prescription to take with you through security.
A translated card listing your food triggers may be useful when eating out.
If you’re travelling in Europe, get a GHIC – remember, this doesn’t replace travel insurance.
Beth Craig
Travel insurance expert
The best safeguard is to declare all your pre-existing conditions
“Many people aren’t sure if they need to declare conditions like gastric reflux on their travel insurance. If you’ve had symptoms, tests, treatments, medications or appointments in the last two years, you have to include it. Even if it’s well-managed, having it noted ensures you’re covered for any related issues that might arise, giving you peace of mind to relax and enjoy your trip knowing everything is taken care of.
”
Tips for travelling with gastric reflux
It’s best to keep all your medication in its original packaging, along with copies of the prescription. You may also want to pack it in both your hand luggage and suitcase in case any baggage is lost or delayed.
If you’re taking liquid prescriptions, pack them in your hand luggage. If it’s over 100ml, make sure you have a copy of your prescription with you for security.
If you get side effects from gastric reflux medicines, like diarrhoea and constipation, speak to your pharmacist about how to manage these. This is important if you’re travelling somewhere that makes stomach upsets more likely.
Certain medicines and equipment may need a signed doctor’s letter. You can check if you need one with the embassy of the country you're going to. Some doctors may charge for this service. This isn't covered by travel insurance.
Trying new foods and flavours are an exciting part of travelling. Having gastric reflux shouldn’t be a barrier to that. But it’s a good idea to take some precautions so you can get the most out of the local food.
Research the translation for your triggers in the local language in advance so you know what to avoid.
Have a card with your triggers translated into the local language so you can show restaurant staff.
Look up restaurant menus in advance – make sure there’s something you can eat before you go.
Always keep your antacids or other medications you take to handle your gastric reflux on you in case you need it.
Treat yourself but be mindful of portion sizes – share meals with friends or ask to take leftovers with you.
Take a walk after your meal – this can help with digestion, keep you upright, and prevent you from putting pressure on your stomach.
Flying when you have gastric reflux doesn’t have to be an uncomfortable time. Consider these tips to help your journey go as smoothly as possible.
Book an aisle seat so you can easily go to the toilet and stretch.
Wear loose-fitting clothes, including undergarments, so there is less pressure on your stomach.
Avoid eating a large meal before your flight as the change in pressure in the air cabin can make feelings of bloating and gas worse.
Prepare snacks and foods that you know you can eat in case the in-flight meal includes your food triggers.
Avoid reclining your seat, especially after eating – instead use a back pillow and neck pillow for support and comfort.
Stay hydrated – drink small amounts throughout your flight rather than large volumes at once.
Frequently asked questions
You need to declare any pre-existing conditions that have led to symptoms, tests, appointments, medication, or treatments in the last two years. Gastric reflux is considered a pre-existing condition. It may be called gastro-oesophageal reflux disease (GORD) instead.
If you’re unsure whether your acid reflux is a symptom of GORD, talk to your GP before going on your trip.
If we don’t know about your pre-existing conditions, we won’t be able to cover you if you make a claim.
Everybody is different but common triggers include citrus fruits, fatty foods, caffeine, and spice.
If you need to avoid these, then it’s worth researching the local cuisine of the country you’re going to.
You deserve to treat yourself while on your trip. But it’s best to limit the amount of alcohol you drink to avoid agitating your digestive system.
Please note that we won’t be able to cover medical emergencies related to or caused by excessive drinking.
In an emergency, always contact local services first before reaching out to our 24/7 helpline.
Hopefully you won’t have to worry about a medical emergency like a stomach ulcer on your trip. But it’s always a good idea to know what to do in the unlikely event that it happens.
A common sign of stomach ulcers is a burning sensation in your stomach that comes and goes. But it doesn’t happen to everyone.
If you have other symptoms like dark, sticky stools, or have sudden, sharp pains in your stomach that get slowly get worse, contact our helpline first for advice on where to go for assistance.
If you’re vomiting blood, contact the local emergency services first, and then call our 24-hour emergency helpline. Our team will help arrange your care and find the most appropriate place for treatment and follow-up care.
If you or someone on your policy is admitted to hospital or your outpatient treatment is likely to cost more than £350, contact us as soon as possible. Where you have a valid claim, and your medical expenses exceed £350 we will look to settle the bill directly with the medical provider where possible.
For any non-urgent medical problems, like headaches or stomach bugs, contact our 24/7 helpline first for advice.
As good as travel insurance is, some things can’t be covered.
You’re not covered for:
travelling against your doctor’s advice
claims for pre-existing medical conditions you haven’t told us about
routine check-ups, planned treatment or non-emergency care
travel for medical procedures abroad
reimbursement for lost, damaged or stolen medicines or equipment
incidents related to alcohol or controlled substances
strike action that was common knowledge at the time of booking
choosing private treatment when suitable public facilities are available
choosing not to travel
Discover more about what travel insurance covers. Always check your policy documents carefully to understand exactly what you’re covered for.
When comparing travel insurance policies for gastric reflux, you’ll want to look out for what’s covered and what’s not.
The right travel insurance for gastric reflux should:
agree to cover your gastric reflux and any other pre-existing conditions you have
cover medical expenses, including necessary emergency travel home
have a high medical cover limit
help you replace lost, stolen or damaged medications
cover you for cancellations or interruptions during your trip
include 24/7 emergency assistance services while abroad
Learn more about what’s covered under our medical insurance for pre-existing medical conditions, or get a quote.