Group Travel Insurance

Do I need travel insurance when travelling as a group or family?

If you’re planning a holiday with friends, or a family trip away, it might be easier to get your travel insurance under a group policy. After all, not being properly insured could mean paying unnecessary fees if you suffer travel delays, lost luggage or a medical emergency.

Although there’s more people to look out for one another when travelling as a group, there’s also more people at risk. Having proper group travel insurance is important and can give you peace of mind that help is there if the worst happens.

Having a group policy would make sure that if a travelling companion has a medical emergency that causes a cancellation of your trip, you would be covered too.

We understand that travelling with multiple people can mean more organising and hassle, but with a group policy we make it that bit easier. You’ll get the same quality travel insurance as a single policy, all while making sure everyone is covered properly.

Know before you go

With travel advice changing so quickly, it’s important you keep up-to-date with travel advice.

Before you travel, you’ll need to know:

• UK Government (the FCDO) say it’s safe to travel to your destination. It’s important you check your destination is safe to visit regularly as advice can change. If the FCDO has advised against all but essential travel to your destination in Europe and you need travel insurance against FCDO advice then you can add European FCDO Travel Advice Extension to your policy.
• Your destination’s local government advice, safety guidelines and entry requirements.

We want you to have a safe and relaxing holiday. If you travel against government advice and don’t have the European FCDO Travel Advice Extension, you won’t be covered if you need to claim. Even if advice changes while you’re on holiday, you won’t be covered if your destination was listed as unsafe when you travelled.

Find out how your travel insurance policy can cover you for coronavirus.