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Whether you’re off to Cape Town, South Africa or a week away in Morocco, it’s important you have your travel insurance sorted before you fly off on your trip of a lifetime.
Your holiday, no matter where you’re going in Africa, should be remembered for the right reasons. While we can’t promise nothing will go wrong while you’re seeing the world, we can help straighten things out if it does.
From stolen passports or flight delays, to a serious medical emergency needing to be flown home by air ambulance, going without travel insurance isn’t worth risking.
The government’s Foreign, Commonwealth & Development Office recommends that you buy travel insurance for every trip you take abroad, including trips to Africa.
Isn’t it worth doing right?
It’s important to keep up-to-date with travel advice before booking your trip and taking out holiday insurance.
Before you travel, you’ll need to check:
Important: FCDO travel advice and the traffic light system’s red, amber and green list are two separate pieces of advice. Find out more here.
From 19 July 2021, fully vaccinated travellers are not required to self-isolate when returning from amber list countries.
Find out how your travel insurance policy can cover you for coronavirus.
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Data covers 2005 to 2020When you’re off to Africa, you’ll want to enjoy your holiday comfortably, confident that you’re well covered by your travel insurance if you have a medical emergency.
You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
If you’re going to Morocco, Tunisia or Egypt, these destinations are classed under Europe when you’re buying your annual travel insurance. Most other African countries are covered under Worldwide for travel insurance.
As long as your safari activities were organised in the UK, you’ll be covered to take part in your safari by our travel insurance.
It’s vital that you check that your destination in Africa is safe for you to travel to when buying your travel insurance, and before you travel. Make sure you take a look at the Foreign, Commonwealth & Development Office’s travel advice before you travel.
The following are just some of the countries in Africa that we can cover with our travel insurance:
If you can’t travel to Africa because of natural disasters, you’ll be covered for the cancellation of your holiday if the Foreign, Commonwealth & Development Office have issued a warning against all but essential travel because of natural disasters, such as a typhoon, hurricane or earthquake with any policy if this was an unforeseen event.
Whenever you need us, our 24/7 claims team is here for you.
View claims information95%
of claims paid in 5 working days^* Winner of the British Travel Awards 2016-2020
If the country you are in or travelling to changes from Green to Amber and you want to cancel or cut your trip short, any costs incurred or elements of the trip that are lost will not be covered by our policy. You should contact your airline, tour operator, accommodation provider, or other carriers to enquire about refunds, or about changing your travel plans.
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