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Most reviewed travel insurance provider
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Chat opening hours over Easter Weekend: Friday 29 March and Monday 1 April 9am - 5pm.

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- Fri 29 March: 9am – 5.00pm
- Sat 30 March: 9am – 5.30pm
- Sun 31 March: 10am – 4pm
- Mon 1 Apr: 9am – 5.00pm

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Chat to us for a quicker response
Get a faster response from a member of our team.

Chat opening hours over Easter Weekend: Friday 29 March and Monday 1 April 9am - 5pm.
Chat opening hours: Mon-Fri 8:30am to 6pm, Sat 9am to 5pm, Sun closed,
Alternatively, you can give us a call. You may be charged a £15 fee for making a change to your policy over the phone. You can make changes without additional charge by logging into MyStaysure.

Easter Weekend
- Fri 29 March: 9am – 5.00pm
- Sat 30 March: 9am – 5.30pm
- Sun 31 March: 10am – 4pm
- Mon 1 Apr: 9am – 5.00pm
Call Us 03330 144512
Opening hours: Mon–Fri 8:30am to 8pm, Sat 9am to 5:30pm, Sun 10am to 4pm,
Sales Team 0800 033 4902
Customer Service

Payment methods for your travel insurance

Posted on September 13, 2023 by Ria Wong
woman using laptop in office

Here’s your guide to the different ways you can pay for your travel insurance policy.

Pay monthly

Spread the cost and pay for your Annual Multi-Trip policy in monthly instalments when your premium comes to £80 or more*. Our monthly payment plan is quick and simple to set up online or over the phone. If your application is successful, a credit agreement will be set up with our chosen credit provider, Premium Credit Ltd. Staysure is a credit broker, not a lender.

Monthly payments are not available on Single Trip policies.

How many instalments can I pay for my travel insurance in?

When you set your policy up you’ll be asked to pay an initial deposit. Then your remaining premium will be split into 11 equal monthly payments.

Is there a default fee for missed payments?

If you miss a payment, a default fee of £25 will be charged.

I want to pay a lump sum towards my outstanding balance, is this possible?

You can only pay a lump sum towards your balance if it is for the full amount. You can do this by contacting our Customer Service team, or calling Premium Credit Ltd directly.

How can I update my card details?

The easiest way to update your card details if by logging into your My Staysure account . But if you’d rather speak to someone, you can give our Customer Service team a call.

If I buy an annual policy and choose to cancel it later in the year, can I get a refund for the months I won’t use?

A partial refund may be available, but this will depend on what your policy covers you for, and when you cancelled the policy.

Do you have to be a certain age to pay monthly?

To apply for credit, Premium Credit Ltd ask that you are between 18-99 years of age.

What is the APR?

APR stands for Annual Percentage Rate. APR is the amount of interest you’ll pay annually if you’ve borrowed money. 

An annual percentage rate of 19.9% will be applied to the total cost of your annual travel insurance policy with a fixed interest rate of 10.2%.

Paying upfront

Can I pay for my travel insurance with a credit card?

You can pay for your travel insurance with either a credit or debit card. We can accept Visa, Switch Solo and Mastercard for credit or debit card payments. Unfortunately, we don’t accept American Express.

We don’t charge any extra fee when paying with a credit card.

Can I pay for my travel insurance by cheque, Paypal or invoice?

Unfortunately, we don’t accept cheques, Paypal, or business invoice as a form of payment for travel insurance.

Paying with a voucher

How do I pay with my Staysure credit voucher?

If you have a credit voucher, you will have received a unique voucher code, either by email or post. You can redeem your voucher when you take a policy out online or over the phone.

Voucher by email Follow the link in your email and your voucher will automatically be redeemed at checkout. A message will pop up, letting you know the voucher has been accepted.

Voucher by post If you’ve received your voucher through the post, simply enter the unique code at the checkout or tell a member of our team when you call.

My voucher doesn’t cover the cost of my policy. Can I pay the rest by card?

If your credit voucher doesn’t cover the full cost of your travel insurance policy, you can pay the remaining balance by debit or credit card.

Can I choose to use some of my voucher now and save the rest?

If your policy costs less than the balance on your voucher, you’ll be able to use the credit the next time you take out a policy. Simply use the same unique code when you go to pay.

Any credit must be used within 3 years of the voucher issue date.

Can I use my voucher and a promotional code together?

Yes, you can. Just enter the promotional code in the box at the checkout, to claim your discount.

Do you store my bank details?

We don’t store your bank details. While your phone call with our team may be recorded, the recording will stop when you get to the payment stage.

If you choose to pay in monthly instalments, your bank details will be stored safely by Premium Credit Ltd (PCL) so they take monthly payments. For more information, read Premium Credit Ltd’s Privacy and Security Standards.

*Available on Annual Multi-Trip polices to the value of £80 and over. Howserv Ltd use Premium Credit Ltd ((PCL) an external credit provider) to provide finance. Howserv is a credit broker not a lender and receive a commission for introducing customers to PCL. On acceptance, a credit agreement will be set up. Representative example based on a £200 policy (net of the paid deposit of £18.23). An Annual Percentage Rate of 19.9% will be charged with a fixed interest rate of 10.2%. Amount of interest over 11 months= £18.54. Monthly repayments of £18.21. Total amount payable £218.54. Correct at time of print.

by Ria Wong

Ria Wong is Staysure’s Content Manager. Armed with a red pen, she's dedicated to cutting the jargon to make travel insurance straightforward... and a little less dull!