Gadget and Mobile Phone Travel Insurance

'Gadgets’ refers to portable electronic devices, like your mobile phone, laptop, tablet, or e-reader.

Take out gadget travel insurance and we’ll cover your devices up to a total of £2,000 for each person named on your policy. This can be spread over multiple items or for a single gadget.

Here’s what’s included with our gadget travel insurance add-on:

Accidental damage or loss
We’ll arrange a repair of your gadget if it gets lost or damaged by accident. And if it can’t be repaired, we’ll replace it for you.

Theft and malicious damage
If your gadget is stolen while you're away, we'll replace it as long as it hasn't been left unattended. If only certain parts have been taken or maliciously damaged, we’ll only replace these parts.

Unauthorised call, text and data use
If you lose your mobile phone, or it was stolen and used, we’ll reimburse you the costs for up to £2,000 worth of calls or data usage.

Liquid damage
Scrolling through your phone poolside? If your gadget gets dropped and damaged after coming into contact with any liquid, we’ll repair it. And if it can’t be repaired, we’ll replace it.

Electrical breakdown
If your gadget has an electrical breakdown, which happens outside of the manufacturer’s guarantee period, we’ll repair it. If your gadget can’t be repaired, we’ll replace it for you. This cover option isn’t available for laptops.

For a full breakdown of cover, read our Gadget Travel Insurance documents.

For second hand gadget(s) not bought directly from the manufacturer, airtime provider or retailer or for gadget(s) gifted to you, you must provide the original evidence of ownership, and a signed letter from the original owner confirming that you own the gadget. The signed letter must include the following details of your gadget:

1. either the IMEI or serial number (whichever is applicable);
2. the make and model;
3. the sale price of the gadget (if bought second hand);
4. confirmation that the gadget was in good condition and in full working order at the time of sale.