Travel insurance for Norway

Staysure’s travel insurance for holidays in Norway offers cancellation cover, unlimited medical expenses on Comprehensive and Signature policies, and up to £5,000 baggage cover on Signature policies. We can cover more than 1,300 pre-existing medical conditions, and all ages. With more 5-star Trustpilot reviews than any other UK travel insurance provider, we’ve won the Best Company for Travel Insurance for 9 years in a row (2016-2025). Get a quick quote online or call our friendly team to set yours up today. 

The UK and Norway are back under a reciprocal healthcare agreement, so a valid GHIC (or in-date EHIC) lets you use state facilities at the same subsidised rates as Norwegian residents. If you’re formally admitted to a public hospital after, say, a fall on Pulpit Rock, your bed, treatment and ward medicines are free. Everything else carries a fixed “user fee”.  

The GHIC offers no help with a medical repatriation that can run into tens of thousands of pounds. Nor will the card refund the fjord-cabin deposit you lose if illness forces you to cancel, or cover the hotel night you need when coastal fog strands you in Bergen. Team your GHIC with a Staysure policy and those gaps disappear: unlimited emergency-medical cover and full repatriation on Comprehensive and Signature policies, delay benefits for weather-hit flights and baggage cover if your skis go sightseeing without you.  

• emergency medical treatment abroad – including hospital care, ambulance transport and overnight stays if you fall seriously ill or are injured while away. 

• getting you home safely – repatriation cover if you’re too unwell to travel as planned, including specialist medical transport if needed. 

• cruise cancellations due to illness or injury – including if you're too unwell to travel, or experience a bereavement. 

• cutting your trip short – cover if something serious happens mid-holiday and you need to return early. 

• lost, stolen or damaged belongings – including your baggage, passport and personal money. 

• pre-existing conditions – if you’ve told us about them and we’ve accepted them, they can be included in your policy. 

Example: Midway along the airy ridge to Ryten in the Lofoten Islands, wet moss sends you off balance and you hear a crack in your ankle. Your guide calls the Nordland air-rescue service; Staysure’s 24/7 helpline issues a payment guarantee for the helicopter lift to Bodø Hospital and settles the treatment bill directly. We also refund the prepaid Northern Lights photography tour you now have to skip. 

• cancelling because you’ve changed your mind – cover only applies to unexpected and insured reasons. 

• missed flights – unless it’s due to a strike* severe weather, or mechanical breakdowns. 

• undeclared medical conditions – always let us know about any health issues when you get a quote. 

• unattended items – valuables left alone may not be covered. 

• activities not listed on your policy – like extreme sports, unless you’ve added them. 

• travelling against advice of the Foreign, Commonwealth and Development Office (FCDO) – policies won’t cover destinations where the UK government advises against all or all but essential travel. 

• incidents involving alcohol or drugs – claims related to excessive alcohol or controlled substances won’t be accepted. 

• going against medical advice – for example, flying too soon after an operation or illness. 

• travelling for the purpose of receiving medical treatment – including consultations, tests, or planned procedures abroad.

Example: A week before departure you see your GP about chest discomfort but decide it’s “probably nothing” and don’t update your travel insurance policy. Halfway through a fjordside walk near Flåm the pain returns; an ambulance takes you to Haukeland University Hospital for tests and an overnight stay. Because the condition was known yet undeclared, the costs of this fall outside your policy. 

Whether you prefer getting a quick online quote or speaking to a real human over the phone, we make buying travel insurance both easy and effortless.

To get started on your quote, we’ll go over your travel plans. We need to know who’s coming along, where you’re heading, how long your trip will be, and whether you need insurance for a single trip or annual multi-trip cover. 

For cruises, it’s important to include every destination on your itinerary, as well as any flights to and from your port. 

Next on the list, we’ll go over some health questions with you so we can make sure you get the best medical cover while travelling. Now is the time to tell us about any health concerns that needed medication, medical advice, or treatment during the last two years.

Once we have everything we need, we’ll give you your personalised quote, either online or by reading it out loud over the phone. 

You’ll be able to choose your level of cover and add any optional extras that suit your trip, such as cruise travel insurance or winter sports cover. If you’d like more time to think it over, we can also send your quote by email so you can go through it in your own time. 

Get a quote

Whether you’re hopping to Tromsø for a Northern Lights chase, road-tripping the Atlantic Highway for a fortnight of fjords, or settling into a small-ship voyage, every Norway itinerary is different. When calculating your quote, we’ll factor in your: 

• Age and health - We cover all ages and more than 1,300 medical conditions*, but if you travel with an ongoing condition the policy has to be ready to pick up any medical bills. That extra safety net can add a little, but it saves you worrying about hospital invoices later. 
• Trip length - Most visitors to Norway stay about four nights, and insuring that short break costs less than protecting six weeks of slow travel up the Atlantic Highway. The rule is simple: the longer your policy must stand guard, the higher the price. 
• Policy level and add-ons - Adding optional extras like Cruise Plus, golf cover, or gadget cover widens your safety net, but will nudge up your final quote.