Up to £15,000 cancellation cover per person on Signature policies
Unlimited medical cover and emergency expenseson Comprehensive and Signature policies
The UK’s favourite travel insurancebased on more 5-star Trustpilot reviews than any other provider
Our Signature and Comprehensive policies are Which? Best Buys
We've got more 5-Star reviews on Trustpilot than any other UK travel insurance provider
“An excellent product with a comprehensive range of features and benefits" - Defaqto
Awarded Best Company for Travel Insurance at the British Travel Awards 2016-2025
Staysure’s travel insurance for Austria lets you go on holiday with confidence. We offer flexible cancellation cover, unlimited medical expenses on Comprehensive and Signature policies, baggage protection up to £5,000 on Signature policies, and cover for 1300 pre-existing medical conditions, and all ages. With more 5-star Trustpilot reviews than any other UK travel insurance provider, we’ve won the Best Company for Travel Insurance for 9 years in a row (2016-2025). Get a quick quote online or call our friendly team to set yours up today.
Whether you’re tracing the footsteps of Mozart in Salzburg, conquering the slopes of the Arlberg, or exploring picturesque villages straight out of a fairytale, Austria is the ultimate year-round holiday destination. In fact, it draws in over 40 million visitors per year.
Travel insurance isn’t a legal requirement for Austria, and you won’t usually be asked if you have it when you land at Vienna or roll in on the railway from Munich. But the Foreign, Commonwealth and Development Office (FCDO) recommends taking out a policy before you go, because a serious illness or accident abroad can cost thousands to be put right.
That’s where Staysure’s travel insurance for Austria comes in. We cover pre-existing medical conditions and all ages, with cancellation protection and baggage cover included as standard, and unlimited emergency medical expenses on Comprehensive and Signature policies. With more than 13 million people covered since 2014, you can focus on the strudel and leave the rest to us.
Does my EHIC or GHIC cover me for travel to Austria?
Your Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC) will give you access to Austria’s public healthcare system, the Österreichische Gesundheitskasse - but this doesn't mean free treatments. For hospital stays, you’ll generally be charged a daily co-payment of around €10-15 for the first 28 days – something your GHIC can’t cover. It also gives you zero protection for medical repatriation back to the UK, trip cancellations or interruptions. This is where travel insurance really earns its keep, helping to cover the costs where your GHIC falls short.
Beth Craig
Travel insurance expert
Is travel insurance a legal requirement for Austria?
What our expert says…
“For UK citizens visiting for tourism, travel insurance isn’t a legal requirement for entry into Austria. However, just because it isn’t mandatory doesn’t mean it isn’t a must-have in the eyes of most travel experts. In fact, the FCDO recommends that you take out travel insurance before any trip abroad. Without it, you would have to foot the bill for any unexpected costs, from a medical emergency which can run into thousands of pounds, to cancellations or lost luggage.
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Why choose Staysure?
Up to unlimited medical emergency expenses
Generous cancellation cover up to £15,000
We’ve given over 13m people peace of mind
Most pre-existing medical conditions covered
Easy to access and amend your policy online
What does Austria travel insurance cover?
We can protect your trip against a wide range of unexpected events, so nothing gets in the way of your holiday.
What’s covered?
emergency medical treatment abroad – including hospital care, ambulance transport and overnight stays if you fall seriously ill or are injured while away.
getting you home safely – repatriation cover if you’re too unwell to travel as planned, including specialist medical transport if needed.
cruise cancellations due to illness or injury – including if you're too unwell to travel, or experience a bereavement.
cutting your trip short – cover if something serious happens mid-holiday and you need to return early.
lost, stolen or damaged belongings – including your baggage, passport and personal money.
pre-existing conditions – if you’ve told us about them and we’ve accepted them, they can be included in your policy.
Example: You’re twirling about in an indoor ice rink in Austria when your skates decide to go their separate ways. Your favourite trousers hold on for dear life until an audible tear sends you tumbling. Don’t fret. We cover the emergency medical care up to your policy limits and even get you home safely if the doctor orders it.
What isn’t covered?
cancelling because you’ve changed your mind – cover only applies to unexpected and insured reasons.
missed flights – unless it’s due to a strike* severe weather, or mechanical breakdowns.
undeclared medical conditions – always let us know about any health issues when you get a quote.
unattended items – valuables left alone may not be covered.
activities not listed on your policy – like extreme sports, unless you’ve added them.
travelling against advice of the Foreign, Commonwealth and Development Office (FCDO) – policies won’t cover destinations where the UK government advises against all or all but essential travel.
incidents involving alcohol or drugs – claims related to excessive alcohol or controlled substances won’t be accepted.
going against medical advice – for example, flying too soon after an operation or illness.
travelling for the purpose of receiving medical treatment – including consultations, tests, or planned procedures abroad.
Example: You've booked tickets to see the famous Lipizzaner stallions at the Spanish Riding School in Vienna. On the day, you get your timings mixed up and arrive after the performance has started, so you're denied entry. Unfortunately, as this was a miscalculation on your part rather than an insured event like your transport being delayed by a strike*, you wouldn't be able to claim back the cost of the tickets.
Austria travel insurance for medical conditions
Don't let a pre-existing medical condition hold you back from discovering Austria's breathtaking natural landscapes or rich imperial history. As a medical travel insurance specialist, we cover over 1,300 medical conditions, and all ages.
We’ve put years into making our screening process as simple as possible, our underwriters have lots of experience with complex cases, and the claims team understand the realities of travelling with a health condition. In fact, 97% of customers are able to get medical cover with us.
Medical conditions we regularly cover
We cover a vast number of medical conditions, including:
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Free English-speaking medical help abroad
Travel Doctor, our new online service, connects you with an English-speaking doctor if you need medical support while you are abroad.** It lets you book a video-based consultation to discuss your health needs with a doctor right from your sun lounger.
You can choose a slot that works for you, go through your symptoms, get your prescription and even use Travel Doctor to find your nearest pharmacy, so you can get your meds and get on with enjoying your holiday.
Pick a travel insurance policy and tailor it to you
Shout bon voyage to a one-size-fits-all policy and give a warm welcome to holiday insurance that's all about you. Join over 12 million people who've trusted us with their travel insurance since 2005.
Is skiing covered by travel insurance for Austria?
What our expert says…
“Your standard Staysure policy will cover all your holiday essentials, like your flights, your baggage, a lost passport, or a medical emergency that happens while you’re not on the snow. Our winter sports add-on is designed to protect all the snow-filled fun that the Austrian Alps offer, like glacier skiing, guided cross-country skiing (Nordic skiing), outdoor ice-skating, on-piste mono-skiing, skiing or snowboarding off piste (only if within the confines of the ski resort on recognised and authorised areas), on-piste skiing or snowboarding, snowshoeing, tobogganing and more. Winter sports cover comes standard on our Comprehensive and Signature annual multi-trip policies, but will need to be added if you’re taking out a single-trip policy
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How to buy travel insurance for Austria
1. Run us through your travel plans
To get started on your quote, we’ll go over your travel plans. We need to know who’s coming along, where you’re heading, how long your trip will be, and whether you need insurance for a single trip or annual multi-trip cover.
For cruises, it’s important to include every destination on your itinerary, as well as any flights to and from your port.
2. Tell us about your medical history
Next on the list, we’ll go over some health questions with you so we can make sure you get proper medical cover while travelling. Now is the time to tell us about any health concerns that needed medication, medical advice, or treatment during the last two years.
3. Get your personalised quote
Once we have everything we need, we’ll give you your personalised quote, either online or by reading it out loud over the phone.
You’ll be able to choose your level of cover and add any optional extras that suit your trip, such as cruise travel insurance or winter sports cover. If you’d like more time to think it over, we can also send your quote by email so you can go through it in your own time.
Many experts agree that buying travel insurance as soon as you’ve booked your holiday is the best way to go. By doing this, you’ll be covered during the run-up to your holiday and while you’re abroad.
Despite the benefits of buying early, lots of people leave it to the last minute. Our sales data from July 2025 to January 2026 shows that the majority of travellers purchased their policy within 30 days of leaving, with a significant proportion doing so within just a few days of departure.
Travel insurance can’t be backdated, so it’s best to get it locked in before you are on holiday. If you still have to get your policy in place for future travels, it’s not too late. Simply get in touch with our friendly team to get a quote.
How much is travel insurance for Austria?
The cost of travel insurance for Austria isn't a one-size-fits-all figure. Your final price is unique to you and your trip and is influenced by your age and any pre-existing medical conditions you declare – this will help us understand how likely it is that you’d need to claim.
The length of your trip plays a part too – a long weekend in Vienna will have a different premium to a two-week hiking holiday in the Tyrol. The level of cover you choose (Basic, Comprehensive, or Signature) will also affect the price, as each offers different limits for things like cancellation and baggage.
Any optional extras you select, such as winter sports cover (available on Comprehensive and Signature policies) for a ski trip to Sölden or extra gadget cover for your tech, will also add to the final price. To find out exactly how much you’ll pay for your policy, simply get a quick quote online or get in touch with our friendly team over the phone.
Want to shrink the costs of your travel insurance while still getting the most out of your policy? Keep these tips and tricks in mind before you buy:
buy your policy early – taking out travel insurance soon after booking your trip can keep you covered if you need to cancel before you travel.
choose a higher excess – a higher excess will help to lower your premium, but be sure to choose an amount you’re comfortable paying if needed.
skip the add-ons – by not adding things like cruise or gadget cover if you don’t need them, you can lower your overall cover cost.
declare your medical conditions – being open about your health history helps to ensure the right cover is in place.
combine travellers on one policy – make sure all your travel companions are on the same policy, such as our family travel insurance, to save on cover costs.
keep your baggage light – by taking only what you need, you can lower the baggage limit on your policy and bring your premium down.
find a discount – make sure you swing by our discounts page before you buy so you can save on your policy
The big-ticket costs travel insurance can help with
From October 2024 to October 2025, emergency medical expenses were our most common claim, and for good reason. Hospitalisation for a stomach bug in the USA with medical repatriation back to the UK could set you back £150,000+, according to the UK government.
In reality, the biggest claims are often more costly. While the average emergency medical claim on our worldwide policies was about £3,000, the highest we paid was closer to an eye-watering £350,000.^
Over the same period, our second most common claim on worldwide policies was cancellation. If you need to pull the plug on your holiday, we can help you recover the prepaid costs – with the average cancellation claim on our worldwide policies coming in at around £2,000, and the highest reaching more than £50,000.
Voted Best Travel Insurance 9 years running
The British Travel Awards have recognised us as the Best Company for Travel Insurance nine years in a row (2016-2025). This achievement is based on the votes of real customers, showing the trust travellers place in us.
This award is only given to travel companies that provide stellar service to their customers. It shows that we prioritise customer service, round-the-clock support when you need it most, and a reliable and speedy claims process.
Other Austria travellers often ask...
When you're setting up your travel insurance, getting covered for Austria is simple. As a central European nation, it’s included in our Europe region policies.
For a holiday focused solely on Austria, like a week of hiking in the Tyrol, a single-trip policy is perfect – just choose 'Austria' as your destination when you get your quote. Planning a grand tour that includes neighbouring countries? Just let us know every country you’ll be travelling to when you’re getting your quote, so we can make sure you’re covered for each leg of your journey.
If you’re planning on travelling to Austria multiple times per year, an annual multi-trip policy offers great value. By selecting 'Europe' as your region of cover, your Austrian plans will be protected alongside any other European breaks you take within the year.
Our policies cover over 100 fun-filled activities as standard, so you can make the most of your next adventure. From beach volleyball, whale and dolphin watching, and other water sports like snorkelling, paddleboarding, jet skiing, boogie boarding, surfing, windsurfing, swimming, rowing, catamaran cruising and waterpark adventures.
We also cover hiking below altitudes of 2,500 metres, tree canopy walking, cycling, Pilates, roller blading, and ziplining, with some exceptions when it comes to personal accident and liability cover. Golf is included in all our policies, but we also provide extra golf cover, which can help protect your equipment and non-refundable golfing fees.
You can find the full list of included activities in our policy documents.
At Staysure, we believe that age shouldn't be a barrier to adventure, which is why we specialise in travel insurance for pre-existing conditions, and all ages. Our policies are designed to provide the tailored protection you need to travel with confidence at any stage of life, whether you are in your 50s, 60s, 70s, 80s, or beyond.
Simply get in touch with our friendly team over the phone, or get a quick online quote, so you can make the most of your trip.
Staysure’s family travel insurance policies will ensure everyone is protected under one convenient plan, which is often more cost-effective and simpler to manage than buying individual policies for each family member. It covers one or two parents and their dependent children (under 18, or under 21 if in full-time education) – and if one person needs to cancel or cut the holiday short due to a medical emergency, everyone else can be covered too.
If your break includes grandparents, cousins or best friends, a group policy is the way to go. You can buy cover for up to nine people online, or up to 30 over the phone, even if you don’t all live at the same address.
Lacing up your boots to explore the beautiful lakes of the Salzkammergut region or the blooming Alpine meadows is one of the best ways to explore the country. The great news is that your standard Staysure policy covers hiking and trekking on recognised trails up to an altitude of 2,500 metres as standard.
This generous limit covers the vast majority of popular routes, so you can focus on the stunning views or enjoy a more challenging mountain trek. Just stick to the marked trails within that altitude, and you’re good to go.
Planning on making a splash in Austria? It’s a popular pastime.
Your Staysure policy includes cover for some calmer water-based fun. You’re welcome to go canoeing or kayaking on inland waters, provided it’s on rivers no more challenging than Grade 2 and you wear a life jacket.
It’s important to note, though, that high-adrenaline sports like white-water rafting and canyoning are not covered.
You can find the full list of included activities in our policy documents.
Whether you're planning a leisurely pedal along a stretch of the famous Danube Cycle Path or exploring local village routes, you can explore knowing that cycling is covered as standard on your policy.
If you're planning on taking the fun off-road with some mountain biking, we can cover that too, as long as you keep your helmet on. Just remember that for this more adventurous activity, cover under the personal accident and personal liability sections of the policy is excluded.
You can find the full list of included activities in our policy documents.
While there is no official minimum, Which? recommends at least £5 million cover for medical expenses. Austrian healthcare is excellent, but it can be expensive. A serious accident, particularly in a ski resort, could involve a helicopter rescue and a prolonged hospital stay, with costs quickly escalating into tens of thousands of pounds.
Our Signature policies offer unlimited emergency medical expenses, helping ensure you’re covered for a worst-case scenario. This level of protection goes far beyond what a GHIC provides and includes repatriation to the UK if you're too unwell to travel home as planned.
Stay in control of your account with My Staysure
You can make changes to your policy, online and in your own time with My Staysure.
It's quick and easy to make changes to your policy online. If you need to make simple changes such as updating traveller details or renewing a policy that's details are staying the same, just vising your My Staysure account.
Up to £15,000 cancellation cover per person on Signature policies
