Long Stay Travel Insurance

Staysure travel insurance – insolvency cover

Travelling for more than three months?

Single trip travel insurance covers you for up to 104 days only, but if you're planning an extended trip for more than 104 days, Staysure offers great value long stay travel insurance.

Long stay travel insurance gives you the freedom to take that once-in-a-lifetime trip round the world, with no extra cost for cruise holidays, or a year out to visit the family. We tailor your policy to suit your exact requirements.

Our long stay comprehensive travel insurance covers you for:

  • £10m medical emergency and repatriation
  • Most serious conditions covered through simple medical screening
  • £5,000 cancellation costs
  • £2,500 for lost baggage
  • Cover up to the age of 75
  • No extra cost for cruise holidays

The maximum trip duration for a long stay policy depends on your age and intended destination. Find out the maximum trip durations for your age group in our Travel Insurance FAQs.

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Choose your level of cover

Basic long stay travel insurance covers medical emergencies and repatriation, up to £5m and baggage claims, up to £300. It includes cover for cancellation, curtailment and trip interruption of up to £1,000 should you need to cancel or interrupt your trip unexpectedly.

Comprehensive long stay travel insurance includes cover for medical emergency and repatriation of up to £10m; cancellation, curtailment and trip interruption of up to £5,000; baggage up to £2,500; personal liability of up to £2m; and legal protection of up to £25,000.

If you would like to know more about our long stay travel insurance policies and how to tailor them to suit your exact requirements, our specialists will gladly help – simply call them on 0844 692 8444 for answers to all your queries.

Long stay travel insurance

Whatever your travel plans, Staysure has a policy for you. If you're looking to make one extended trip – over 104 days in duration – you will need Staysure's long stay travel insurance.

No-one wants to think about things going wrong on holiday, but when you're planning a long trip away it's essential to cover all bases. The chances of falling ill on a trip increase the more time you're planning to be away, and medical expenses and repatriation costs can be huge in locations outside of Europe.

Covering trips of up to 18 months, Long Stay travel insurance enables you to visit multiple destinations, with no extra cost for cruise holidays.

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Popular long stay destinations


As a British citizen, you can stay in France for as long as you like, up to the expiry date on your passport. However, it is important to apply for a EHIC card before you travel. This entitles you to state medical treatment while you're in France (and other European countries). This isn't a substitute for travel insurance and doesn't cover you for any repatriation costs that you might incur. The Foreign & Commonwealth office has more important information about extended trips to France, along with links to the British and French Embassies.


The USA has fairly strict entry requirements and you should check the Foreign & Commonwealth Office advice before you travel. The US Visa Waiver Programme allows British passport holders to visit for up to 90 days without a visa. Your passport must be valid for the entirety of your stay and you need to provide details of your trip 72 hours before travel via ESTA (Electronic System for Travel Authorisation).

If you're looking to take an extended trip to the States you'll need a visa. You can find information on all the various visa types at the London Embassy website but if you're holidaying then you'll need a B-2. The B-2 visa is generally valid for trips of six months or less, but you can extend this by another six months, although you will need to prove that your trip to the USA is a temporary one.


Thailand is a popular destination for longer trips and it's an amazing part of the world to visit. Make sure you see your GP at least eight weeks before you travel and check all the Foreign and Commonwealth Office advisories to see which regions are safe to travel in. The FCO advises you take out comprehensive travel insurance before travelling.

You can travel to Thailand without a Visa and stay for up to 30 days. A tourist visa enables you to stay for 60 days, with the option to extend for another 30 days while you're in Thailand. If you want to stay for longer you can apply for two or three entries but you have to leave the country and re-enter after each visa expires.