Up to £15,000 cancellation cover per person on Signature policies
Unlimited medical cover and emergency expenseson Comprehensive and Signature policies
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Excellent 4.7 | 550,983 reviews
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Travel insurance for Greece at a glance
Staysure’s travel insurance for Greece holidays offer cancellation cover, unlimited medical and expenses on Comprehensive and Signature policies and up to £5,000 baggage cover on Signature policies. We can cover more than 1,300 pre-existing medical conditions, and all ages. With more 5-star Trustpilot reviews than any other UK travel insurance provider, we’ve won the Best Company for Travel Insurance for 9 years in a row (2016-2025). Get a quick quote online or call our friendly team to set yours up today.
Greece makes spontaneity easy. Picking up the bill for unwanted surprises isn’t so simple. A twisted ankle on Santorini’s steps, heat-stroke in Corfu or a suitcase that holidayed on Mykonos without you can drain your spending money faster than you can say “yamas”.
Passport control won’t usually ask for an insurance certificate, but the FCDO recommends travel insurance and most tour operators write it into their terms.
Staysure’s Greece travel insurance can step in where the holiday budget would struggle. It can pay unlimited costs for medical bills on Comprehensive and Signature policies, sort repatriation, refund villa deposits if illness keeps you at home and even reimburse missed island-hopping ferries when mainland flights run late (up to your policy limits).
Does my EHIC or GHIC cover me for travel to Greece?
Greece’s public healthcare system is called ESY (Ethniko Systima Ygeias). It’s free for Greek residents and travellers who have a European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC). But the help usually stops there. A helicopter rescue from a Cretan gorge is outside the scheme and the card won’t cover a medical flight home. Nor will it refund the villa deposit you forfeit if a hospital stay forces you to cancel before you travel.
Our travel insurance for Greece can help handle the big costs GHIC cards won’t cover, including unlimited emergency-medical cover on Comprehensive and Signature policies, 24/7 English-speaking assistance and repatriation if doctors say you can’t take your scheduled flight.
Why choose Staysure?
Up to unlimited medical emergency expenses
Generous cancellation cover up to £15,000
We’ve given over 13m people peace of mind
Most pre-existing medical conditions covered
Easy to access and amend your policy online
What does Greece travel insurance cover?
What’s covered?
emergency medical treatment abroad – including hospital care, ambulance transport and overnight stays if you fall seriously ill or are injured while away.
getting you home safely – repatriation cover if you’re too unwell to travel as planned, including specialist medical transport if needed.
cruise cancellations due to illness or injury – including if you're too unwell to travel, or experience a bereavement.
cutting your trip short – cover if something serious happens mid-holiday and you need to return early.
lost, stolen or damaged belongings – including your baggage, passport and personal money.
pre-existing conditions – if you’ve told us about them and we’ve accepted them, they can be included in your policy.
Example: You’re exploring Santorini’s cliff-top alleys when loose cobbles send you over on your ankle. Because you declared mild osteoporosis during Staysure’s medical screening, there are no surprises on the claim. Our helpline helps arrange an X-ray at a state clinic in Fira, and settles the bill directly. The prepaid volcano-caldera boat tour you now have to skip is refunded.
What isn’t covered?
cancelling because you’ve changed your mind – cover only applies to unexpected and insured reasons.
missed flights – unless it’s due to a strike* severe weather, or mechanical breakdowns.
undeclared medical conditions – always let us know about any health issues when you get a quote.
unattended items – valuables left alone may not be covered.
activities not listed on your policy – like extreme sports, unless you’ve added them.
travelling against advice of the Foreign, Commonwealth and Development Office (FCDO) – policies won’t cover destinations where the UK government advises against all or all but essential travel.
incidents involving alcohol or drugs – claims related to excessive alcohol or controlled substances won’t be accepted.
going against medical advice – for example, flying too soon after an operation or illness.
travelling for the purpose of receiving medical treatment – including consultations, tests, or planned procedures abroad.
Example: Tempted by a beach promoter’s bargain, you rent an unlicenced quad bike on Mykonos and head off without a helmet. 20 minutes later the bike skids on gravel and you fracture a collarbone. Quad biking (especially off-road with an unlicenced operator and without proper safety gear) falls outside Staysure’s activity list, meaning we wouldn’t be able to help.
Beth Craig
Travel insurance expert
Does travel insurance for Greece cover islands like Crete, Rhodes, Santorini, Corfu and Mykonos?
What our expert says…
“All the Greek islands sit under the same flag on your Staysure policy, so you can hop from Paros to Naxos or Rhodes to Symi without updating your paperwork. On an annual multi-trip plan, choose Europe when you buy, and every Greek island will be included automatically. Single-trip customers can just list ‘Greece’ as their destination.
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Greece travel insurance for pre-existing medical conditions
We’ve been specialising in travel insurance for people with medical conditions since 2004, longer than almost any other UK provider. That means we’ve put years into making our screening process as simple as possible, our underwriters have lots of experience with complex cases, and the claims team understand the realities of travelling with a health condition. In fact, 97% of customers are able to get medical cover with us.
By being open about your medical history and your current health conditions, we can make sure your policy gives you all the support you need to Dream Big.
Medical conditions we regularly cover
We cover a vast number of medical conditions, including:
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Free English-speaking medical help abroad
Travel Doctor, our new online service, connects you with an English-speaking doctor if you need medical support while you are abroad.** It lets you book a video-based consultation to discuss your health needs with a doctor right from your sun lounger.
You can choose a slot that works for you, go through your symptoms, get your prescription and even use Travel Doctor to find your nearest pharmacy, so you can get your meds and get on with enjoying your holiday.
Pick a travel insurance policy and tailor it to you
Shout bon voyage to a one-size-fits-all policy and give a warm welcome to holiday insurance that's all about you. Join over 12 million people who've trusted us with their travel insurance since 2005.
Whether you prefer getting a quick online quote or speaking to a real human over the phone, we make buying travel insurance both easy and effortless.
1. Run us through your travel plans
To get started on your quote, we’ll go over your travel plans. We need to know who’s coming along, where you’re heading, how long your trip will be, and whether you need insurance for a single trip or annual multi-trip cover.
For cruises, it’s important to include every destination on your itinerary, as well as any flights to and from your port.
2. Tell us about your medical history
Next on the list, we’ll go over some health questions with you so we can make sure you get the best medical cover while travelling. Now is the time to tell us about any health concerns that needed medication, medical advice, or treatment during the last two years.
3. Get your personalised quote
Once we have everything we need, we’ll give you your personalised quote, either online or by reading it out loud over the phone.
You’ll be able to choose your level of cover and add any optional extras that suit your trip, such as cruise travel insurance or winter sports cover. If you’d like more time to think it over, we can also send your quote by email so you can go through it in your own time.
Many experts agree that buying travel insurance as soon as you’ve booked your holiday is the best way to go. By doing this, you’ll be covered during the run-up to your holiday and while you’re abroad.
Despite the benefits of buying early, lots of people leave it to the last minute. Our sales data from July 2025 to January 2026 shows that the majority of travellers purchased their policy within 30 days of leaving, with a significant proportion doing so within just a few days of departure.
Travel insurance can’t be backdated, so it’s best to get it locked in before you are on holiday. If you still have to get your policy in place for future travels, it’s not too late. Simply get in touch with our friendly team to get a quote.
How much is travel insurance to Greece?
There’s no one-price-fits-all ticket to Greece. Your quote moves with the shape of your holiday and the protection you want in place. A few key factors often make the biggest difference:
Age and health - We cover all ages and more than 1,300 medical conditions, but if you travel with an ongoing condition the policy has to be ready to pick up any unexpected medical bills. That extra safety net can add a little, but it saves you worrying about hospital invoices later.
Trip length - A 4-night Athens city break will often cost less to insure than a 6-week island-hopping adventure because your policy is on duty for fewer days.
Policy level and add-ons - Adding optional extras like Cruise Plus, golf cover, or gadget cover (available on Comprehensive and Signature policies) widens your safety net, but will nudge up your final quote.
How to get cheaper holiday insurance for Greece?
Want to shrink the costs of your travel insurance while still getting the most out of your policy? Keep these tips and tricks in mind before you buy:
buy your policy early – taking out travel insurance soon after booking your trip can keep you covered if you need to cancel before you travel.
choose a higher excess – a higher excess will help to lower your premium, but be sure to choose an amount you’re comfortable paying if needed.
skip the add-ons – by not adding things like cruise or gadget cover if you don’t need them, you can lower your overall cover cost.
declare your medical conditions – being open about your health history helps to ensure the right cover is in place.
combine travellers on one policy – make sure all your travel companions are on the same policy, such as our family travel insurance, to save on cover costs.
keep your baggage light – by taking only what you need, you can lower the baggage limit on your policy and bring your premium down.
find a discount – make sure you swing by our discounts page before you buy so you can save on your policy
Beth Craig
Travel insurance expert
What activities does travel insurance for Greece cover?
What our expert says…
“Staysure packs more than 100 activities into every policy, giving you room to roam from sea-level snorkels to mountain trails. Water on the agenda? Snorkelling, catamaran sailing and jet-skiing‡ are included in your policy as standard. Scuba diving‡ is covered too, provided you stay within your qualification limits: 18 m for PADI Open Water, 20 m for BSAC Ocean Diver and 30 m for PADI Advanced or BSAC Sports Diver and above. Beginners are insured to 18 m when guided by an accredited instructor. Prefer dry land? Hiking and trekking are covered up to 2,500 m, which comfortably includes Crete’s Samaria Gorge, Santorini’s caldera path, some Mount Olympus day routes and the Vikos Gorge in Zagori.
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The big-ticket costs travel insurance can help with
From October 2024 to October 2025, emergency medical expenses were our most common claim, and for good reason. Hospitalisation for a stomach bug in the USA with medical repatriation back to the UK could set you back £150,000+, according to the UK government.
In reality, the biggest claims are often more costly. While the average emergency medical claim on our worldwide policies was about £3,000, the highest we paid was closer to an eye-watering £350,000.^
Over the same period, our second most common claim on worldwide policies was cancellation. If you need to pull the plug on your holiday, we can help you recover the prepaid costs – with the average cancellation claim on our worldwide policies coming in at around £2,000, and the highest reaching more than £50,000.
Voted Best Travel Insurance 9 years running
The British Travel Awards have recognised us as the Best Company for Travel Insurance nine years in a row (2016-2025). This achievement is based on the votes of real customers, showing the trust travellers place in us.
This award is only given to travel companies that provide stellar service to their customers. It shows that we prioritise customer service, round-the-clock support when you need it most, and a reliable and speedy claims process.
Excellent 4.7 | 550,983 reviews
The UK’s favourite travel insurance provider
with more 5-star reviews than any other provider.†
Everything is so easy to be able to go away and not worry about if you fall ill
Everything is so easy
Margaret Rose Shearon,
Was very quick and easy booking holiday…
Was very quick and easy booking holiday insurance , and price was all good
Elaine Tumelty,
Excellent Holiday Insurance Cover
Easy to understand on what things to cover on holiday abroad
Thiranonh Souphakhet,
Other Greece travellers often ask...
Yes. For insurance purposes Greece, including every Aegean and Ionian island, sits within our Europe region. Choose “Greece” on a single-trip quote and you’ll be set, or select “Europe” on an annual multi-trip policy to stay covered for 12 months of island-hopping.
Standard day cruises and ferry crossings are wrapped into every Staysure policy, so a short boat trip or ferry enjoys the same medical, baggage and cancellation protection as time on shore.
Planning an overnight voyage where you sleep in your own cabin? That’s classed as a cruise. Add our Cruise Plus upgrade (available on Comprehensive and Signature), and you unlock cover for cabin confinement, missed ports, itinerary changes and unused shore excursions.
For our travel insurance, a cruise is defined as a holiday where you stay overnight on a cruise ship or river boat, with your own cabin, as part of a planned itinerary.
A ferry crossing – even if it includes an overnight stay – isn't classed as a cruise.
Wildfires are a real and growing part of the Greek summer. The risk usually runs from April through to October, and in 2025 alone there were 69 wildfires across Greece, burning almost 50,000 hectares. Several Greek islands have been directly affected in recent years.
If you need emergency medical treatment as a result of a wildfire or heatwave for things like smoke inhalation, burns, heat exhaustion, you’ll be covered in the normal way under your emergency medical benefit.
If the FCDO advises against travel to a specific area due to wildfires and you travel there anyway, claims related to that wildfire won’t be covered. Always check the latest FCDO advice before you depart.
For broader wildfire disruption, like a cancelled trip, an early return home, extra accommodation costs because you’ve been evacuated, our travel disruption extension can help. Included as standard on Signature, and available as an add-on on Basic and Comprehensive, it covers trip cancellations if the FCDO or WHO advise against travel to your destination, cutting your trip short if you’re advised to return home, extra travel and accommodation costs caused by unexpected events including fires, and pre-booked activities and scheduled transport delays that are affected as a result.
The key condition, as with all disruption cover, is that the event must be unforeseen at the time you bought your policy.
Your Staysure policy looks after the people in the car. If you’re injured in a road accident, we should be able to help pay medical bills and, if necessary, the cost of cutting the trip short.
Damage to the vehicle is handled by motor insurance. Your UK policy normally provides at least third-party cover in Greece; speak to your insurer if you want the same comprehensive protection you enjoy at home and ask whether you need a Green Card. Hiring locally? The rental agreement usually provides vehicle cover.
Quad bikes are a holiday staple on many Greek islands, but they also top the local A&E charts for serious injuries. In line with the FCDO’s warning that “quad biking carries the risk of serious injury or death”, Staysure excludes the activity from all policy levels. If you hire one and have an accident, we would not pay medical bills or repatriation costs.
We’re able to cover motorcycling on-road/as a mode of transport‡ as a passenger or rider (must be wearing a helmet and only if the motorcycle or electric motorcycle is under 125cc/11kw). The rider must hold a valid motorcycle license.
Staysure’s family travel insurance policies will ensure everyone is protected under one convenient plan, which is often more cost-effective and simpler to manage than buying individual policies for each family member. It covers one or two parents and their dependent children (under 18, or under 21 if in full-time education) – and if one person needs to cancel or cut the holiday short due to a medical emergency, everyone else can be covered too.
If your break includes grandparents, cousins or best friends, a group policy is the way to go. You can buy cover for up to nine people online, or up to 30 over the phone, even if you don’t all live at the same address.
In an emergency, contact the local emergency services first, and then call our 24-hour emergency helpline. Our team will help arrange your care and find the most appropriate place for treatment and follow-up care.
Our helpline is open 24/7, 365 days a year:
Calling from outside the UK: +44 1403 288 414
Calling from USA or Canada: +1 844 780 0639
Calling from Mexico: +1 819 780 0639
Calling from the UK: 01403 288 414
If you or someone on your policy is admitted to hospital or your outpatient treatment is likely to cost more than £350, contact us as soon as possible.
Where you have a valid claim and your medical expenses exceed £350, we will look to settle the bill directly with the medical provider where possible.
If you have a non-urgent medical concern, such as sickness, headaches, or mild pain, contact our helpline first for advice on where to go for assistance.
At Staysure, we believe that age shouldn't be a barrier to adventure, which is why we specialise in travel insurance for pre-existing conditions, and all ages. Our policies are designed to provide the tailored protection you need to travel with confidence at any stage of life, whether you are in your 50s, 60s, 70s, 80s, or beyond.
Simply get in touch with our friendly team over the phone, or get a quick online quote, so you can make the most of your trip.
Stay in control of your account with My Staysure
You can make changes to your policy, online and in your own time with My Staysure.
It's quick and easy to make changes to your policy online. If you need to make simple changes such as updating traveller details or renewing a policy that's details are staying the same, just visit your My Staysure account.
Written by: Claudine Nortje, travel insurance expert
Last updated: 30/09/2026
*As long as strike action wasn’t common knowledge at the time of booking your trip or taking out your policy – whichever came later.
**Travel Doctor is powered by Air Doctor. Up to 3 appointments per insured person, per policy. Geographical restrictions and T&Cs apply.
†UK’s favourite based on more 5-star Trustpilot reviews than any other provider.
‡These activities will exclude all cover under the personal accident and personal liability sections of your policy. Scuba diving can be covered within qualification and supervision limits, but you will not be covered if you travel by air within 24 hours of participating in scuba diving.
Up to £15,000 cancellation cover per person on Signature policies
