Up to £15,000 cancellation cover per person on Signature policies
Unlimited medical cover and emergency expenseson Comprehensive and Signature policies
The UK’s favourite travel insurancebased on more 5-star Trustpilot reviews than any other provider
Our Signature and Comprehensive policies are Which? Best Buys
Excellent 4.7 | 551,081 reviews
We've got more 5-Star reviews on Trustpilot than any other UK travel insurance provider
“An excellent product with a comprehensive range of features and benefits" - Defaqto
Awarded Best Company for Travel Insurance at the British Travel Awards 2016-2025
Travel insurance for Tenerife at a glance
Staysure’s travel insurance for Tenerife protects holidays in the Canary Islands. We offer generous cancellation cover, unlimited medical care and repatriation expenses (on Comprehensive and Signature policies), baggage up to £5,000 (on Signature policies), and specialist cover for pre-existing medical conditions, and all ages. With more 5-star Trustpilot reviews than any other UK travel insurance provider, we’ve won the Best Company for Travel Insurance for 9 years in a row (2016-2025). Get a quick quote online or call our friendly team to set yours up today.
If Tenerife tickles your fancy, you are not alone. In 2025, roughly 37% of tourists dipping their toes into the island’s ink-black shores were Brits. With year-round sunshine, dramatic volcanic peaks, and loads to occupy both the young and young at heart, there’s lots of fun to be had, but that doesn’t mean accidents can’t happen. Even though travel insurance isn’t a legal requirement here, the Foreign Commonwealth and Development Office (FCDO) recommends it.
With Staysure’s travel insurance for Tenerife, you can protect your Canary Island holiday from cancellations, cover unlimited medical expenses on Comprehensive and Signature policies, and get £5,000 for lost or stolen baggage on Signature policies. With robust holiday cover in place, you can travel with confidence, knowing we’ll be there when you need us most.
Does my EHIC or GHIC cover me for travel to Tenerife?
As Tenerife is considered part of Spain, your Global Health Insurance Card (GHIC), or a valid European Health Insurance Card (EHIC), will give you access to state-funded medical care at health centres like the Centro de Salud, at local rates or for free. Although ideal for clinic visits, your GHIC won’t plug all the holes when it comes to emergencies.
For instance, it won’t cover air-ambulance transport, repatriation back home if your doctor thinks it’s necessary, cancellations if you fall ill before departure, or cutting your holiday short because of an emergency back home – that's where travel insurance steps in.
By combining both travel insurance and a GHIC/EHIC, each can fill in the gaps where the other falls short, guaranteeing complete cover.
Beth Craig
Travel insurance expert
Can you visit Tenerife without travel insurance?
What our expert says…
“There’s no legal requirement for UK tourists to hold travel insurance for entry to Tenerife. Under the Entry/Exit System (EES), border officials may occasionally ask whether you have cover, but being asked isn’t the same as being turned away. Regardless, having your policy documents or insurance validation certificate on your phone just makes for a quicker conversation, and is a good way to prove you can cover unexpected costs.
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Why choose Staysure?
Up to unlimited medical emergency expenses
Generous cancellation cover up to £15,000
We’ve given over 13m people peace of mind
Most pre-existing medical conditions covered
Easy to access and amend your policy online
What does Tenerife travel insurance cover?
Once you’ve bought Staysure’s award-winning travel insurance for Tenerife, the only thing that will keep you up at night is the star-studded skies of this idyllic island. All our policies include 24/7 emergency support, access to an English-speaking Travel Doctor abroad,* with cover for pre-existing medical conditions, and all ages.
What’s covered?
emergency medical treatment abroad – including hospital care, ambulance transport and overnight stays if you fall seriously ill or are injured while away.
getting you home safely – repatriation cover if you’re too unwell to travel as planned, including specialist medical transport if needed.
cruise cancellations due to illness or injury – including if you're too unwell to travel, or experience a bereavement.
cutting your trip short – cover if something serious happens mid-holiday and you need to return early.
lost, stolen or damaged belongings – including your baggage, passport and personal money.
pre-existing conditions – if you’ve told us about them and we’ve accepted them, they can be included in your policy.
Example: You’re hiking Tenerife’s beautiful trails and stop for the ultimate profile picture when a particularly wobbly volcanic rock sends you flying. Your ankle is now pointing north while the rest of you is pointing south. But not to worry – while you work on a better story for how it happened, we help sort out the hospital bill to get your ankle fixed and get you home if the doctor orders it.
What isn’t covered?
cancelling because you’ve changed your mind – cover only applies to unexpected and insured reasons.
missed flights – unless it’s due to a strike** severe weather, or mechanical breakdowns.
undeclared medical conditions – always let us know about any health issues when you get a quote.
unattended items – valuables left alone may not be covered.
activities not listed on your policy – like extreme sports, unless you’ve added them.
travelling against advice of the Foreign, Commonwealth and Development Office (FCDO) – policies won’t cover destinations where the UK government advises against all travel.
incidents involving alcohol or drugs – claims related to excessive alcohol or controlled substances won’t be accepted.
going against medical advice – for example, flying too soon after an operation or illness.
travelling for the purpose of receiving medical treatment – including consultations, tests, or planned procedures abroad.
Example: You’ve miscalculated how long it would take to get to the airport, and despite your best efforts, you miss your outbound flight to Tenerife. Because we require you to make sure you have enough time to board your flight, we won’t be able to cover the costs.
Tenerife travel insurance for medical conditions
Having a pre-existing medical condition shouldn’t stop you from diving headfirst into everything Tenerife has to offer. As a medical travel insurance specialist, we cover over 1,300 medical conditions, and all ages.
We’ve put years into making our screening process as simple as possible, our underwriters have lots of experience with complex cases, and the claims team understand the realities of travelling with a health condition. In fact, 97% of customers are able to get medical cover with us.
By being open about your medical history and your current health conditions, we can make sure your policy gives you all the support you need to Dream Big.
Medical conditions we regularly cover
We cover a vast number of medical conditions, including:
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Free English-speaking medical help abroad
That dolphin-watching tour seemed like a great idea until the boat left the calm of the harbour. Now you’re feeling decidedly queasy, and trying to explain your symptoms by just pointing at your stomach and muttering 'malo' isn't quite cutting it. But not to worry.
Travel Doctor, our new online service, connects you with an English-speaking doctor if you need medical support while you are abroad.* It lets you book a video-based consultation to discuss your health needs with a doctor right from your sun lounger.
You can choose a slot that works for you, go through your symptoms, get your prescription and even use Travel Doctor to find your nearest pharmacy, so you can get your meds and get on with enjoying your holiday.
Pick a travel insurance policy and tailor it to you
Shout bon voyage to a one-size-fits-all policy and give a warm welcome to holiday insurance that's all about you. Join over 12 million people who've trusted us with their travel insurance since 2005.
Your trip length depends on the policy you choose, where you’re travelling to, and your age. A single-trip policy can cover a one-off holiday to Tenerife for up to 550 days. If you’re a frequent flyer, an annual multi-trip policy can cover all your holidays for 12 months, with limits on how long each individual trip can be.
Single-trip policy maximum trip durations
Age
Region 1&2
Region 3
Region 4
0-65
550 days
66-70
366 days
276 days
184 days
71-75
366 days
184 days
123 days
76+
104 days
Annual multi-trip policy maximum trip durations
Age
Maximum length per trip
Maximum total days abroad per year
Up to 70
50 days
183 days
71+
35 days
183 days
How to buy travel insurance for Tenerife
Whether you prefer getting a quick online quote or speaking to a real human over the phone, we make buying travel insurance both easy and effortless.
1. Run us through your travel plans
To get started on your quote, we’ll go over your travel plans. We need to know who’s coming along, where you’re heading, how long your trip will be, and whether you need insurance for a single trip or annual multi-trip cover.
For cruises, it’s important to include every destination on your itinerary, as well as any flights to and from your port.
2. Tell us about your medical history
Next on the list, we’ll go over some health questions with you so we can make sure you get the best medical cover while travelling. Now is the time to tell us about any health concerns that needed medication, medical advice, or treatment during the last two years.
3. Get your personalised quote
Once we have everything we need, we’ll give you your personalised quote, either online or by reading it out loud over the phone.
You’ll be able to choose your level of cover and add any optional extras that suit your trip, such as cruise travel insurance or winter sports cover. If you’d like more time to think it over, we can also send your quote by email so you can go through it in your own time.
Many experts agree that buying travel insurance as soon as you’ve booked your holiday is the best way to go. By doing this, you’ll be covered during the run-up to your holiday and while you’re abroad.
Despite the benefits of buying early, lots of people leave it to the last minute. Our sales data from July 2025 to January 2026 shows that the majority of travellers purchased their policy within 30 days of leaving, with a significant proportion doing so within just a few days of departure.
Travel insurance can’t be backdated, so it’s best to get it locked in before you are on holiday. If you still have to get your policy in place for future travels, it’s not too late. Simply get in touch with our friendly team to get a quote.
How much is travel insurance for Tenerife?
There’s no one-size-fits-all figure for Tenerife travel insurance. The final cost depends on several factors, including your age, any pre-existing medical conditions, the length of your trip, and your destination. The level of cover you choose – Basic, Comprehensive, or Signature – will also affect your premium, as will any optional extras you decide to add.
For example, a policy for island hopping during a longer trip will likely be more expensive than a quick weekend break to only Tenerife, simply because more days and places abroad mean there’s more to protect.
If you’re planning multiple trips to Tenerife per year, annual multi-trip travel insurance could provide better value than buying separate single-trip policies each time you visit the Canary Islands.
Want to shrink the costs of your travel insurance while still getting the most out of your policy? Keep these tips and tricks in mind before you buy:
buy your policy early – taking out travel insurance soon after booking your trip can keep you covered if you need to cancel before you travel.
choose a higher excess – a higher excess will help to lower your premium, but be sure to choose an amount you’re comfortable paying if needed.
skip the add-ons – by not adding things like cruise or gadget cover if you don’t need them, you can lower your overall cover cost.
declare your medical conditions – being open about your health history helps to ensure the right cover is in place and makes sure all your claims sail through.
combine travellers on one policy – make sure all your travel companions are on the same policy, such as our family travel insurance, to save on cover costs.
keep your baggage light – by taking only what you need, you can lower the baggage limit on your policy and bring your premium down.
find a discount – make sure you swing by our discounts page before you buy so you can save on your policy.
Beth Craig
Travel insurance expert
Want to spread the cost of your annual policy? Here’s how
What our expert says…
“Tenerife is lovely all year round, so if you’re planning on visiting more than once a year and your annual multi-trip policy is more than £80, you can spread the cost across 12 months.†
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The big-ticket costs travel insurance can help with
From October 2024 to October 2025, emergency medical expenses were our most common claim, and for good reason. Hospitalisation for a stomach bug in the USA with medical repatriation back to the UK could set you back £150,000+, according to the UK government.
In reality, the biggest claims are often more costly. While the average emergency medical claim on our worldwide policies was about £3,000, the highest we paid was closer to an eye-watering £350,000.^
Over the same period, our second most common claim on worldwide policies was cancellation. If you need to pull the plug on your holiday, we can help you recover the prepaid costs – with the average cancellation claim on our worldwide policies coming in at around £2,000, and the highest reaching more than £50,000.
Voted Best Travel Insurance 9 years running
The British Travel Awards have recognised us as the Best Company for Travel Insurance nine years in a row (2016-2025). This achievement is based on the votes of real customers, showing the trust travellers place in us.
This award is only given to travel companies that provide stellar service to their customers. It shows that we prioritise customer service, round-the-clock support when you need it most, and a reliable and speedy claims process.
Excellent 4.7 | 551,081 reviews
The UK’s favourite travel insurance provider
with more 5-star reviews than any other provider.‡
Easy access to website and very easy to…
Easy access to website and very easy to use
Great price as well
Joan Fouracres,
I was able to organise my travel…
I was able to organise my travel insurance without any problem, on line, and I am a luddite! Your assistant provided an answer to my one question promptly, and the premium was reasonable.
Mrs Ann Fazackerley,
5 star
As ever, excellent and comprehensive service. Everything covered in great detail to avoid anything being missed.
Mike A,
Other Tenerife travellers often ask...
For all travel insurance purposes, Tenerife and the other Canary Islands are considered part of Spain and fall within the European cover area. While they are geographically located off the coast of north-west Africa, their political status as a Spanish territory is what matters for insurance.
If you are buying a single-trip policy, you just need to select Spain as your destination to be fully covered. If you are opting for an annual multi-trip policy to cover all your holidays for the year, selecting Europe will ensure your Tenerife trip is included, along with other Canary Islands and other European destinations you plan to visit.
Planning to visit more than one country? Just let us know where you’ll be travelling to when you’re getting your quote, so we can make sure you’re covered for every destination.
Staysure’s family travel insurance policies will ensure everyone is protected under one convenient plan, which is often more cost-effective and simpler to manage than buying individual policies for each family member. It covers one or two parents and their dependent children (under 18, or under 21 if in full-time education) – and if one person needs to cancel or cut the holiday short due to a medical emergency, everyone else can be covered too.
If your family getaway includes grandparents, cousins or best friends, a group policy is the way to go. You can buy cover for up to nine people online, or up to 30 over the phone, even if you don’t all live at the same address.
To make sure your cover holds up wherever you go, it’s best to tell us about your full holiday itinerary. If you’re hopping between islands all belonging to the same country on a single-trip policy, selecting 'Tenerife' as your destination will cover your entire trip. However, if you’re planning a day trip across the border, you’ll need to let us know so we can include it in your policy.
If you have an annual multi-trip policy for Europe, you are free to travel to any European island because they all fall within the covered geographical area. If you’re planning on visiting countries outside of Europe, it might be best to buy a worldwide policy – give us a quick call or compare quotes online so we can help you get the best value for your cover.
Our policies cover over 100 fun-filled activities as standard, so you can make the most of your Tenerife adventure. From beach volleyball, whale and dolphin watching, and other water sports like snorkelling, paddleboarding, jet skiing, boogie boarding, surfing, windsurfing, swimming, rowing, catamaran cruising and waterpark adventures.
Prefer to explore inland? We also cover hiking below altitudes of 2,500 metres, tree canopy walking, cycling, Pilates, roller blading, and ziplining, with some exceptions when it comes to personal accident and liability cover. Golf is included in all our policies, but we also provide extra golf cover, which can help protect your equipment and non-refundable golfing fees.
You can find the full list of included activities in our policy documents.
According to the Foreign, Commonwealth & Development Office (FCDO), Tenerife is generally a very safe destination for tourists. But as with any popular holiday spot, it's wise to take normal precautions against petty crime, like being aware of your belongings in crowded markets or on public transport.
Although Tenerife is an active volcanic island, the risk of an eruption is considered low, and it is monitored constantly by scientists.
While the island is safe, unexpected accidents or illnesses can strike at any time. Having travel insurance in place will give you a safety net should you need it, and give you the confidence to explore like a native.
Cover for volcanic ash is not included as standard, but it’s covered under our optional Travel Disruption add-on. If you add it to your policy, you can be protected against the financial blow of a cancelled or disrupted trip if the FCDO advises against travel or if the airspace is closed because of a volcanic eruption.
But this only counts if the volcanic eruption is an unforeseen event; in other words, you must have purchased your policy and the add-on before the volcanic eruption took place and was reported by the media.
According to data from the Canary Islands Tourism Observatory from 2024 to 2026, 22% of holidaymakers book their Tenerife trip over six months in advance with an average spend of €1,400 per person. With big deposits on the line, it's often best to buy your insurance as soon as you book, so you’re covered in case Mother Nature decides to put her power on full display.
At Staysure, we believe that age shouldn't be a barrier to adventure, which is why we specialise in travel insurance for pre-existing conditions, and all ages. Our policies are designed to provide the tailored protection you need to travel with confidence at any stage of life, whether you’re young or simply young at heart.
You can explore our age-specific travel insurance pages here:
With over 4 million travellers visiting Mount Teide annually, it’s one of the bucket list activities for many active travellers. Our standard travel insurance policy won't cover hiking to the summit of Mount Teide. This is because the peak sits at 3,718 metres, which is higher than our 2,500-metre altitude limit. However, this doesn't mean you have to miss out!
You can still explore the incredible landscapes of the Teide National Park, as the main caldera and many fantastic trails are well within the covered limit. You are also welcome to take the cable car to the upper station at 3,555 metres and enjoy the breathtaking views, just as long as you don’t hike from the cable car station to the summit itself.
Porting at Tenerife on your next cruise? If you let us know about your sea voyage when buying your policy, we’ll be able to cover your ocean adventures under a Europe or Worldwide travel insurance policy.
Just tell us which destinations your cruise will include, and we’ll make sure all the standard benefits you normally get on land follow you out to sea, like cover for cancellations, medical emergencies and lost or stolen baggage.
For more protection, our Cruise Plus add-on can cover cabin confinement and any resulting unused excursions, missed port departures, itinerary changes, and more. This add-on is available with our Comprehensive and Signature policies and also covers river cruises.
Stay in control of your account with My Staysure
You can make changes to your policy, online and in your own time with My Staysure.
It's quick and easy to make changes to your policy online. If you need to make simple changes such as updating traveller details or renewing a policy that's details are staying the same, just visit your My Staysure account.
Written by: Claudine Nortje, travel insurance expert
Last updated: 24/09/2026
*Travel Doctor is powered by Air Doctor. Up to 3 appointments per insured person, per policy. Geographical restrictions and T&Cs apply.
**As long as strike action wasn’t common knowledge at the time of booking your trip or taking out your policy – whichever came later.
†Available on Annual Multi-Trip polices to the value of £80 and over. Howserv Ltd use Premium Credit Ltd ((PCL) an external credit provider) to provide finance. Howserv is a credit broker not a lender and receive a commission for introducing customers to PCL. On acceptance, a credit agreement will be set up. Representative example based on a £200 policy (net of the paid deposit of £18.61). An Annual Percentage Rate of 24.9% will be charged with a fixed interest rate of 12.55%. Amount of interest over 11 months= £22.77. Monthly repayments of £18.56. Total amount payable £222.77. Correct at time of print.
‡UK’s favourite based on more 5-star Trustpilot reviews than any other provider.
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Up to £15,000 cancellation cover per person on Signature policies
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