Why opt to include legal expenses cover on your car insurance?

Posted on August 9, 2012 by Guest Writer
Courtroom Gavel

Car insurance is a mandatory requirement for drivers, meaning that every motorist needs to have a policy in place – and for good reason. Driving can be an expensive business if you’re unlucky enough to be involved in a collision, but by securing a great insurance policy ahead of time you can ensure you have a safety net in place. This not only lends you invaluable peace of mind but also makes sure that you won’t be worrying about expenses when your mind may be on other things.

Legal expenses cover provides extra security should you be involved in a collision

Legal expenses cover is a fantastic additional cover option to any car insurance policy. It guarantees that should you be involved in an accident, help will be available to you 24 hours a day, 365 days a year. The last thing you want after being involved in a collision is a lengthy legal dispute that could prove extremely costly. Staysure’s Car Legal Expenses Insurance can ensure you don’t have to worry about this kind of expense.

When you take this additional cover, experts will offer you guidance to help you claim back any uninsured losses. These include compensation if you are injured, compensation to your family should you be fatally injured, claiming back your policy excess and any damage to your clothes, luggage or personal belongings that should occur. What’s more, it can also provide cover for accident repair, meaning you won’t be left out of pocket when trying to get your car repaired and road-ready again.

For just £24.99 customers receive up to £75,000 of legal costs

For the sum of just £24.99 customers can drive safe in the knowledge that should they become embroiled in a motoring legal case, they will receive up to £75,000 of legal costs per case. What’s more, they are able to appoint their own solicitor.

Legal cover is a significant aspect of car insurance

While not compulsory, Legal Expenses Insurance really works in the favour of the policyholder. A good car insurance policy will encompass accident repairs, a 24 hour helpline and a courtesy car. However, should there be a legal battle over liability or some other aspect of a collision, drivers can be caught short. If you are unlucky enough to get into such an accident you will find that legal expenses can be one of the priciest aspects of being a driver, and can really break the bank. It makes sense, therefore, to have insurance in place for this as well as for repairs.

Legal cover works best alongside other additional cover options

As a motorist, it simply does not make sense to cover some aspects of driving but not others. While a basic car insurance policy is compulsory, investing in additional cover options like legal cover will ensure the motorist has much better protection.

Another important option to consider is breakdown cover, which looks after you when your vehicle refuses to start or has a fault. This happens all too commonly when travelling and it is extremely comforting to know there is always someone who will come rescue you should you experience difficulties with your vehicle.