Travel insurance for over 70s

There are a few things that can affect the cost of travel insurance. This includes where you’re travelling to or whether you have pre-existing conditions.

 

Travel insurance gets more expensive as you get older because the risk of getting ill is higher. This means you’re more likely to make a claim on holiday, or even before you go abroad. Medical bills abroad can cost thousands of pounds without insurance, so we think you’ll agree that travel insurance is worth it.

 

What can affect the cost of your policy?

 

• Your age
• Pre-existing medical conditions
• The length of your trip
• Where you're travelling to
• Your level of cover

 

For more details, read our blog about  what can affect the cost of travel insurance.

Your travel insurance is there to help you out when things don't go quite to plan. But there are still some types of claims that won't be covered by your policy.

 

Before you leave for your trip, it's important to read your policy documents. This will help you understand what you're covered for, and what you're not.

 

Read more about what you need to declare on your travel insurance in our handy guide.

 

Your Staysure policy won’t cover these types of claims:

 

• Incidents relating to alcohol or controlled substances
• Travelling if your doctor has advised you not to
• A pre-existing medical condition you haven’t told us about
• Strike action which was common knowledge when you booked
• Travel for medical procedures

It’s always a good idea to take out travel insurance even if you have a GHIC card. Your GHIC won’t cover the cost of emergency healthcare if you’re travelling outside the EU.

 

Your GHIC also won’t cover things like lost luggage or passports, delays and cancellations, so it’s important to have both for your holiday.

 

You can find out more about the GHIC and how it has replaced the EHIC in our blog.

If you want to be covered for COVID-19 on your holiday, you need to have had all recommended vaccinations, including any booster jabs.

 

You can also be covered if you haven’t had the vaccines due to medical exemption. Read more in our guide to COVID-19 cover.

Yes, with our Comprehensive and Signature policies, if you lose your medication, we’ll be able to help you replace these, so you don’t have to worry about any mishaps. Please note the cost to replace medication is not covered.

With no upper age limits to our policies, you can jet off for a weekend break in Europe, or travel around the world with worldwide cover. The choice is yours.

It’s important to buy your travel insurance as soon as you book your holiday. This way you’ll be covered if you have to cancel your trip.

 

Going on a cruise? You can take out a Single Trip Travel Insurance with Cruise Cover add-on up to 18 months ahead of your trip. For Annual Travel Insurance, make sure you have cruise cover added to your policy. So even if you're going away the following year, you’ll still be covered in case you need to cancel.