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Over 70s travel insurance

Because your adventures shouldn't have limits

Our travel insurance moves with you – for the holidays you’ve earned and the journeys still calling your name.

  • Unlimited: no upper age limit, even with pre-existing medical conditions
  • Unlimited: medical cover and emergency expenses*
  • Unlimited: repatriation cover*, with 24/7 emergency assistance
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Pick a travel insurance policy and tailor it to you

Shout bon voyage to a one-size-fits-all policy and give a warm welcome to holiday insurance that's all about you. Join over 12 million people who've trusted us with their travel insurance since 2005.

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Annual travel insurance

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Medical travel insurance

What is travel insurance for over 70s?

Travel insurance for over 70s offers the same protection as standard travel insurance, but with extra consideration for the things that matter more as you get older. 

 

At Staysure, we don’t have upper age limits. Our cover flexes to fit you. Whether you’re planning a once-in-a-lifetime cruise or heading back to your holiday home, it’s there when things don’t quite go to plan. 

 

That could mean emergency medical care abroad, having to cancel your trip for health reasons, or needing to come home earlier than planned. And while we hope none of that happens, we’re here 24/7 if it does. 

Why choose Staysure?

We’re specialists in medical travel insurance

Unlimited: emergency medical expenses* and 24/7 support

Most pre-existing medical conditions covered

Generous cancellation cover up to £10,000

We’ve insured more than 12m people

Easy to access and amend your policy online

What does over 70s travel insurance cover?

The best travel plans still need a back-up. That’s where your insurance comes in. Our over 70s policies include all the core benefits of our award-winning cover. 

You’re covered for:

  • emergency medical treatment abroad – including hospital care, ambulance transport and overnight stays if you fall seriously ill or are injured while away.
  • getting you home safely – repatriation cover if you’re too unwell to travel as planned, including specialist medical transport if needed.
  • cancellations due to illness or injury – including if you're too unwell to travel or experience a bereavement.
  • cutting your trip short – cover if something serious happens mid-holiday and you need to return early.
  • lost, stolen or damaged belongings – including your baggage, passport and personal money.
  • pre-existing conditions – if you’ve told us about them and we’ve accepted them, they can be included in your policy.

 

Example: You break your leg on a guided tour and can’t fly home. We’ll arrange a medical repatriation flight with an escort if needed. 

 

For more information, see our guide on what travel insurance includes. Always check your policy document so you know exactly what you’re covered for.  

You’re not covered for:

  • cancelling because you’ve changed your mind – cover only applies to unexpected and insured reasons.
  • missed flights – unless it’s due to a strike**, severe weather, or mechanical breakdowns.
  • undeclared medical conditions – always let us know about any health issues when you get a quote.
  • unattended items – valuables left alone may not be covered.
  • activities not listed on your policy – like winter sports† or cruises, unless you’ve added them.
  • travelling against FCDO advice – policies won’t cover destinations where the UK government advises against all travel.
  • incidents involving alcohol or drugs – claims related to excessive alcohol or controlled substances won’t be accepted.
  • going against medical advice – for example, flying too soon after an operation or illness.
  • trips taken for business or work – your policy is for leisure trips only.
  • travelling for the purpose of receiving medical treatment – including consultations, tests, or planned procedures abroad.
  •  

Example: If the FCDO advises against all travel to a destination and you go anyway, your policy won’t be valid. 

Travelling with medical conditions?

Health concerns don’t stop when your holiday starts. That’s why we specialise in travel insurance for medical conditions.  

 

We can often include long-term conditions and recent diagnoses in your over 70s policy. Just make sure they’re declared when you get your quote. 

 

We’ll ask a few straightforward questions about your medical history. This includes any treatment, tests, medication, or hospital visits in the last two years. We’ll also ask if you’ve ever had a heart condition or circulation problem, even if it was years ago. 

 

Telling us about your health helps us build a policy that works for you, so you’re properly protected if something unexpected happens on your trip. 

 

Scenarios we regularly cover

We regularly cover conditions that are more common in later life, including:

 

 

 

 

 

 

  • cancer (including if you're in remission)

 

 

If your condition isn’t listed here, don’t worry – we might still be able to help. Take a look at our medical travel insurance page to see if it’s listed there, or speak to a member of our friendly team today.

Dr Chris Turner

BSc, MBBS

Many over 70s embrace adventure like never before, from cruises to long-stay getaways.

What our expert says…
“As we get older, though, the chances of needing medical care while away may increase, so having good travel insurance lets you make the most of your travels. And of course, be sure to speak to your doctor first if you’re travelling with medical conditions.  ”

Proud to be a part of BIBA's medical directory

For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!

 

To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.

How to get travel insurance for over 70s with Staysure

Thousands of people over 70 trust us to help them get the right cover every year. We make the process as straightforward as possible.

 

1. Tell us about your trip

You can start your quote online at your own pace, or speak to someone over the phone. If you call, you’ll speak to a real person who’s there to help. If you choose to go online, our form is just as easy – and you can stop and come back to it whenever you like. 

 

We’ll ask where you’re going, how long for, and whether you need cover for one trip or multiple holidays across the year. 

 

2. Let us know about your health

Next, we’ll ask a few health questions so we can understand what support you might need. Our team is trained to handle this with care – we’ll always be sensitive, supportive, and make sure we have everything we need to give you the right cover. 

 

We’ll ask about: 

 

  • any conditions you’ve had treatment, medication or medical advice for in the last two years
  • any appointments, investigations or hospital stays
  • any upcoming tests or procedures
  • any history of heart or circulation problems – even if they were years ago

 

3. Get your quote

Once we’ve got the details we need, we’ll show you your personalised quote – or read it out to you if you’re on the phone. 

 

You’ll have three levels of cover (as below) to choose from, plus optional extras like cruise or gadget cover if you need them. 

 

Your quote can be saved and emailed to you, so you can come back to it when you're ready. 

What's covered?

These are just a few of the things our policy covers. For the ins and the outs, take a look at our policy wording.

Optional Extras

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Cruise plus

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Excess waiver

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Gadget cover

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Travel disruption

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Winter sports cover

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Golf cover

Excellent 4.7 | 493,551 reviews

The UK’s most trusted travel insurance

Customers have given us twice as many 5-star reviews as any other travel insurance company. That’s over 340,000 glowing reviews and counting. 

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Very helpful phone members clarifying details and costing. Ease of use and contacting.

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Simple & easy

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How much is travel insurance for over 70s?

We don’t base costs on age alone. What really matters is how likely it is that you’ll need support while you’re away – like medical care, cancellation cover, or help getting home early. The more complex or high-risk your trip and health needs are, the more your policy may cost. But it also means you’re getting the cover that actually fits. 

 

For more general information, we’ve put together a guide on what affects the cost of travel insurance

Beth Craig

Travel insurance expert

We know that price matters – especially when you’re travelling more often, or dealing with medical conditions.

What our expert says…
“Travel insurance does tend to cost more in your 70s, but that’s not because it’s a ‘senior’ product. It’s because insurers look at risk – and older travellers are more likely to make a claim. The good news is, those claims are exactly what you’re covered for.    Hospital stays, emergency care, or getting you home safely after a fall – these are the kinds of costs that can run into thousands of pounds. So, while the policy might cost more now than it did 10 years ago, it’s there to protect your savings if something goes wrong. ”

What destinations does over 70s holiday insurance cover?

Our over 70s travel insurance can cover most destinations. If you’re choosing an annual multi-trip policy, you’ll just need to pick the right region when you get a quote. For single trip policies, simply tell us which countries you’re visiting. 

 

Whether it’s a classic weekend city break or a bigger trip you’ve been planning for years, we’ll help you find the right cover. 

 

 

Stay in control of your account with my Staysure

You can make changes to your policy, online and in your own time with My Staysure.

 

It’s quick and easy to make changes to your policy online. If you need to make simple changes such as updating traveller details or renewing a policy that’s details are staying the same, just visit your My Staysure account.

Tips for over 70s travel

With the right preparation, travel in your 70s can still be smooth, safe, and every bit as rewarding. 

 

Before you book your trip

When you’re window shopping for your next holiday, there are a few things to check before you put deposits down.   

 

  • Check the latest travel advice from official sources, including public health updates. Gov.uk and fit for travel NHS both provide guidance. 

 

  • Speak to your GP or travel nurse. Ask if you’re fit to travel, whether you need vaccinations, and what to do about any recent treatment or test results. 

 

  • Be sure to call ahead to your hotel and transport providers to check for any accessibility needs, even if you’re on an inclusive holiday or guided tour. 

Getting ready to travel

  • If you’re in the majority of over 70s who take at least one medicine, then give yourself plenty of time to order your prescriptions before you trip. Remember, you’ll need to bring extra just in case.

 

  • Carry key documents. Print or download your travel insurance validation certificate  and contact details so they’re easy to access while you’re away. 

 

  • Label your luggage and essentials. Add your name and contact number to bags andmedication.

 

  • Check if your location is covered by data roaming by your mobile network provider, or if you’ll need to find another way to access the internet while you’re out and about.

 

  • Bring your GHIC or EHIC card. This gives access to state healthcare in EU countries, but it’s not a substitute for travel insurance. 

Staying well abroad

  • Bring any medication in your carry-on luggage so it can’t be lost by the airline and is on-hand in case you need it while flying.
     
  • Keep moving during journeys, including stretching and getting up to move regularly – this can reduce your risk of blood clots.
     
  • Don’t try to squeeze too much into one day – space out your activities throughout your trip and plan for plenty of breaks.  
     
  • Eat and drink with care. Stay hydrated, especially in hot climates or at sea. Light meals can help prevent fatigue or dizziness. 
     
  • If you’re unsure an activity you want to do is suitable for you, like a hike or guided tour, talk to your GP or nurse in advance.

Common questions for travellers in their 70s

*On Comprehensive and Signature policies only. 

** As long as strike action wasn’t common knowledge at the time of booking your trip or taking out your policy – whichever came later. 

† Winter sports cover is included as standard on annual multi-trip policies. 

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Staysure is a trading name of TICORP Limited. Staysure Travel Insurance is arranged by TICORP Limited which is registered in Gibraltar company number 111526. Registered office: First Floor, Grand Ocean Plaza, Ocean Village, Gibraltar. TICORP Limited is authorised and regulated by the Gibraltar Financial Services Commission and trades into the UK on a freedom of services basis, Financial Conduct Authority FRN 663617. 

Staysure Travel Insurance is administered by Howserv Limited.

Premium Finance is arranged by Howserv Limited. Howserv Limited use Premium Credit Limited (PCL) to provide premium finance. Howserv Limited is acting as a credit broker not a lender and receives a commission for introducing customers to PCL.

Howserv Limited is registered in England and Wales number 03882026. Registered office: Britannia House, 3-5 Rushmills Business Park, Bedford Road, Northampton, NN4 7YB. Howserv Limited is authorised and regulated by the Financial Conduct Authority FRN 599282.

We receive payment from the Insurer for the sale, service and renewal of your insurance policy. This payment is included in the premium you pay and is not an extra fee. Our staff may receive monthly or periodic rewards and bonus payments for their performance. This is based on various targets, including the quality of service provided to you, and is designed to ensure they act in your best interests. 

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