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What is medical travel insurance?
We know it's important that you're happy with your level of cover when you're travelling, especially if you're concerned about pre-existing medical conditions.
Getting travel health insurance if you have pre-existing medical conditions is easy with Staysure. We cover many conditions for no additional cost on all travel insurance policies, giving you great value and peace of mind when you are travelling.
In addition to pre-existing medical conditions cover included as standard across all Staysure travel insurance policies, we can provide you with medical travel insurance for other conditions through simple screening. This takes the form of a few questions either online or on the phone.
Which level of cover do you need?
Basic Travel insurance covers medical emergencies and repatriation, up to £5m and baggage claims, up to £200. It does not include cancellations, curtailment and trip interruption but can be added to your policy. It covers you should you need to cancel or interrupt your trip unexpectedly.
Comprehensive Travel insurance includes cover for medical emergency and repatriation of up to £10m, cancellation, curtailment and trip interruption of up to £5,000, baggage loss, up to £2,000, personal liability of up to £2m and legal protection of up to £25,000.
If you have any questions regarding medical travel insurance, our experts will gladly help – simply call tel. 0844 692 8444 for an answer to all your queries. Alternatively, you can get an online quote here.
Travel insurance with pre-existing medical conditions
It's very important that all pre-existing conditions are declared on your travel insurance policy at the time of purchasing. If you suffer from a condition such as high blood pressure, the risk of having a medical emergency related to this is higher than usual, so disclosing all of your conditions means that you'll be covered for any medical emergencies when you're travelling.
Having a medical condition shouldn't stop you from travelling wherever you want. As long as you prepare for your trip properly and make sure you have adequate holiday medical insurance, you will minimise any potential problems, leaving you to enjoy your trip.
Is your medical condition covered?
To make sure you're covered, all medical conditions should be disclosed and confirmed on your travel insurance policy document. Disclosing all existing conditions means you will not be liable for large bills if you fall ill while you're travelling, especially in locations where there is no state health care, such as the USA or other locations outside Europe.
If you're taken ill in the USA, a hospital stay plus the cost of repatriation back to the UK could easily run to tens of thousands of pounds.
Travel insurance that covers pre-existing medical conditions doesn't have to be expensive. Staysure covers pre-existing conditions and most other serious conditions can be added to your policy using our simple medical screening process.
Your GP will be able to provide you with detailed travel advice, and if you want to learn more about healthcare abroad you can find an excellent guide on the NHS website.