Overactive Thyroid Travel Insurance

Getting the right travel insurance with an overactive thyroid

Living with an overactive thyroid, otherwise known as hyperthyroidism, shouldn’t stand in the way of you getting proper travel insurance.

We see it that having proper cover in place can give you peace of mind, so you’re able to relax on holiday knowing everything is taken care of.

Travelling with a pre-existing medical condition like an overactive thyroid can feel daunting. But it really needn’t be. Having proper travel insurance packed in your suitcase really is the key to any happy holiday.

Isn’t it worth doing right?

Why do I need travel insurance for an overactive thyroid?

Like any pre-existing medical condition, it’s important to declare your overactive thyroid on your travel insurance. Just in case the worst happens when you’re away. That way, you’ve got a helping hand when you need it most.

Things go wrong on holiday more often than you might realise, with 1 in 20 people claiming on their travel insurance in 2017.*

These problems can vary from a lost passport or stolen luggage, to needing emergency medical assistance. Whatever the unexpected, having proper cover can not only save you the worry, but reduce the strain on your life savings too.

How do I declare overactive thyroid problems on my travel insurance?

For us to offer you a tailored quote for your overactive thyroid, you’ll need to complete our medical screening.

Don’t worry, the process isn’t a long-winded exam. The medical screening is a set of straightforward, multiple choice questions designed for us to understand how your overactive thyroid, and any other pre-existing medical conditions you may have, affect you personally. By declaring your pre-existing medical conditions, you can be reassured that your policy is tailored to your personal needs.

Please know that the medical screening is strictly confidential. It’s important the answers you provide about your overactive thyroid, and any other pre-existing medical condition you may have, are as accurate as possible. Failure to disclose any necessary information about your medical history will affect the validity of your policy, should you need to claim at a later date.

What does our travel insurance cover?

I am awaiting radiation treatment, or surgery for my overactive thyroid. Would you still be able to cover me?

If you’re awaiting treatment or surgery for your overactive thyroid, or are awaiting any further investigations, we can still offer you cover but wouldn’t be able to cover your pre-existing medical conditions, including your overactive thyroid.

We would still be able to cover you for other accidents and medical emergencies not related to your overactive thyroid or any other declared pre-existing conditions (as well as things like lost baggage and delays.)

Can you fly with an overactive thyroid?

You should be able to fly safely when living with an overactive thyroid as long as you have got the go-ahead from your doctor that you’re fit to travel. Talking to your doctor about your travel plans is important. Especially if you’re worried about the effects of air travel.

We’ll need to know you’re fit to travel before we can offer you cover.

Your doctor may advise that you walk around as much as possible during your travels. Long periods of sitting can increase the chance of blood clots, so try avoiding too much inactivity by booking an aisle seat on the plane which could help you to have frequent walking breaks.

It’s always worth speaking with your medical professional as they’ll be able to tailor advice to your medical history.

It is also worth noting that airports often have radiation detectors in place. If you have had radioactive iodine (RAI) treatment for your overactive thyroid, these detectors can be set off for weeks or even months after your treatment. It may put you at ease to travel with a doctor’s note explaining your situation, to make your travels that bit easier.