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Like any pre-existing medical condition, it’s important to declare and cover your overactive thyroid on your travel insurance. Just in case the worst happens when you’re away. That way, you’ve got a helping hand when you need it most.
Things go wrong on holiday more often than you might realise, with 1 in 20 people claiming on their travel insurance in 2018.*
These problems can vary from a lost passport or stolen luggage, to needing emergency medical assistance. Whatever the unexpected, having proper travel insurance can not only save you the worry, but reduce the strain on your life savings too.
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It’s important you declare an overactive thyroid and any other pre-existing medical condition you may have, when taking out a policy with us.
You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your medical travel insurance policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
| Basic | Comprehensive |
|---|---|
| Medical emergencies and repatriation | |
| Up to £5 million | Unlimited |
| Cancellation | |
| Up to £500 | Up to £5,000 |
| Cutting your holiday short | |
| Up to £500 | Up to £5,000 |
| Baggage claims | |
| Up to £300 | Up to £2,500 |
| Cash lost or stolen | |
| Up to £250 | Up to £500 |
| Personal liability | |
| - | Up to £2 million |
| Legal protection cover | |
| - | Up to £25,000 |
| End Supplier Failure | |
| - | £3,000 |
| Excess | |
| £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
| Basic | Comprehensive | |
|---|---|---|
| Medical emergencies and repatriation | Up to £5 million | Unlimited |
| Cancellation | Up to £500 | Up to £5,000 |
| Cutting your holiday short | Up to £500 | Up to £5,000 |
| Baggage claims | Up to £300 | Up to £2,500 |
| Cash lost or stolen | Up to £250 | Up to £500 |
| Personal liability | - | Up to £2 million |
| Legal protection cover | - | Up to £25,000 |
| End Supplier Failure | - | £3,000 |
| Excess | £85-£100 | £65 |
Tailor your policy to suit your needs. Not all holidays are created equal, so whether you’re hopping over to Paris for a weekend, or planning an epic worldwide tour, you’ll want to tailor your policy to cover you properly.
Before you take out a policy with us, it’s worth thinking about the areas where you might need to upgrade your level of cover.
If you’re awaiting treatment or surgery for your overactive thyroid, or are awaiting any further investigations, we can still offer you cover but wouldn’t be able to cover your pre-existing medical conditions, including your overactive thyroid.
We would still be able to cover you for other accidents and medical emergencies not related to your overactive thyroid or any other declared pre-existing conditions (as well as things like lost baggage and delays.)
You should be able to fly safely when living with an overactive thyroid as long as you have got the go-ahead from your doctor that you’re fit to travel. Talking to your doctor about your travel plans is important. Especially if you’re worried about the effects of air travel.
We’ll need to know you’re fit to travel before we can offer you cover.
Your doctor may advise that you walk around as much as possible during your travels. Long periods of sitting can increase the chance of blood clots, so try avoiding too much inactivity by booking an aisle seat on the plane which could help you to have frequent walking breaks.
It’s always worth speaking with your medical professional as they’ll be able to tailor advice to your medical history.
It is also worth noting that airports often have radiation detectors in place. If you have had radioactive iodine (RAI) treatment for your overactive thyroid, these detectors can be set off for weeks or even months after your treatment. It may put you at ease to travel with a doctor’s note explaining your situation, to make your travels that bit easier.
Whenever you need us, our 24/7 claims team is here for you.
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of claims are progressed to decision stage within 2 days of receiving all documents* As provided by our underwriter
** 2019 British Travel Awards
1 - Discount applies to base price only, does not include medical or add ons. Offer ends 31/1/22
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